NB Bancorp, Inc. Common Stock (NBBK) — Defensive Interval Ratio

Latest as of December 2025: 106523 days

NB Bancorp, Inc. Common Stock (NBBK) has a Defensive Interval Ratio of 106523 days as of December 2025. Defensive assets of $6.28 Billion (cash $-, short-term investments $268.96 Million, receivables $6.01 Billion) cover 106523 days of daily cash needs of $58.96K/day. Check NB Bancorp, Inc. Common Stock (NBBK) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

106523 days
Days of operational coverage

Defensive Assets

$6.28 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$58.96K
Current Liabilities ÷ 365

Current Liabilities

$21.52 Million
USD

NB Bancorp, Inc. Common Stock Defensive Interval Ratio (2021–2025)

This chart shows how NB Bancorp, Inc. Common Stock's Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of December 2025, the ratio stands at 106523 days, meaning defensive assets of $6.28 Billion can fund 106523 days of operations without new revenue. Also explore NBBK year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for NB Bancorp, Inc. Common Stock (2021–2025)

The table below presents the year-by-year Defensive Interval Ratio for NB Bancorp, Inc. Common Stock from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NBBK market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 106523 days $6.28 Billion $58.96K/day $- $268.96 Million ▲ +106513 days
2024 10 days $113.61 Million $11.73 Million/day $- $93.92 Million ▼ -12 days
2023 22 days $206.75 Million $9.51 Million/day $- $189.47 Million ▼ -11 days
2022 32 days $260.45 Million $8.06 Million/day $- $245.48 Million ▼ -5 days
2021 38 days $267.29 Million $7.09 Million/day $- $259.75 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)