Netcapital Inc (NCPL) — Defensive Interval Ratio

Latest as of January 2026: 1 days

Netcapital Inc (NCPL) has a Defensive Interval Ratio of 1 days as of January 2026. Defensive assets of $12.90K (cash $-, short-term investments $-, receivables $12.90K) cover 1 days of daily cash needs of $10.86K/day. Check NCPL tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

$12.90K
Cash + ST Investments + Receivables

Daily Cash Need

$10.86K
Current Liabilities ÷ 365

Current Liabilities

$3.96 Million
USD

Netcapital Inc Defensive Interval Ratio (2017–2025)

This chart shows how Netcapital Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of January 2026, the ratio stands at 1 days, meaning defensive assets of $12.90K can fund 1 days of operations without new revenue. Also explore NCPL year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Netcapital Inc (2017–2025)

The table below presents the year-by-year Defensive Interval Ratio for Netcapital Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NCPL stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 5 days $78.65K $15.06K/day $- $- ▲ +11 days
2024 -5 days $-45.95K $8.54K/day $- $-202.00K ▼ -104 days
2023 98 days $1.39 Million $14.15K/day $- $- ▼ -49 days
2022 147 days $2.43 Million $16.51K/day $- $- ▲ +93 days
2021 54 days $1.36 Million $25.07K/day $- $- ▲ +54 days
2020 0 days $0.00 $4.20K/day $- $- ▼ -13 days
2019 13 days $21.00K $1.60K/day $- $- ▲ +9 days
2018 4 days $6.75K $1.60K/day $- $- ▲ +4 days
2017 1 days $5.00K $7.15K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)