Netcapital Inc (NCPL) — Defensive Interval Ratio
Netcapital Inc (NCPL) has a Defensive Interval Ratio of 1 days as of January 2026. Defensive assets of $12.90K (cash $-, short-term investments $-, receivables $12.90K) cover 1 days of daily cash needs of $10.86K/day. See NCPL net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Netcapital Inc Defensive Interval Ratio (2017–2025)
This chart shows how Netcapital Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of January 2026, the ratio stands at 1 days, meaning defensive assets of $12.90K can fund 1 days of operations without new revenue. See NCPL net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Netcapital Inc (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Netcapital Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Netcapital Inc (NCPL) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $78.65K | $15.06K/day | $- | $- | ▲ +11 days |
| 2024 | -5 days | $-45.95K | $8.54K/day | $- | $-202.00K | ▼ -104 days |
| 2023 | 98 days | $1.39 Million | $14.15K/day | $- | $- | ▼ -49 days |
| 2022 | 147 days | $2.43 Million | $16.51K/day | $- | $- | ▲ +93 days |
| 2021 | 54 days | $1.36 Million | $25.07K/day | $- | $- | ▲ +54 days |
| 2020 | 0 days | $0.00 | $4.20K/day | $- | $- | ▼ -13 days |
| 2019 | 13 days | $21.00K | $1.60K/day | $- | $- | ▲ +9 days |
| 2018 | 4 days | $6.75K | $1.60K/day | $- | $- | ▲ +4 days |
| 2017 | 1 days | $5.00K | $7.15K/day | $- | $- | — |