Netcapital Inc (NCPL) — Financial Flexibility Index

Latest as of January 2026: -0.19x

Netcapital Inc (NCPL) has a Financial Flexibility Index of -0.19x as of January 2026. Free cash flow of $-868.74K (operating CF $-868.75K minus capex $3.00) represents 0% of total liabilities ($4.46 Million). Check how aggressively does Netcapital Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.19x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-868.74K
Operating CF − Capex

Total Liabilities

$4.46 Million
USD

Capital Expenditures

$3.00
USD

Netcapital Inc Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Netcapital Inc across 9 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Netcapital Inc.

Annual Financial Flexibility Index for Netcapital Inc (2017–2025)

Year-by-year free cash flow to debt coverage for Netcapital Inc. Explore NCPL debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.89x $-5.34 Million $-5.34 Million $6.00 Million ▲ +34.0%
2024 -1.35x $-4.88 Million $-4.88 Million $3.62 Million ▼ -65.5%
2023 -0.82x $-4.62 Million $-4.62 Million $5.66 Million ▼ -76.9%
2022 -0.46x $-3.01 Million $-3.01 Million $6.52 Million ▼ -63.6%
2021 -0.28x $-3.25 Million $-3.25 Million $11.54 Million ▼ -11895.8%
2020 0.00x $-3.60K $-3.60K $1.53 Million ▼ -112.2%
2019 0.02x $30.56K $30.56K $1.58 Million ▲ +160.8%
2018 -0.03x $-50.16K $-50.16K $1.58 Million ▼ -483.5%
2017 -0.01x $-14.18K $-14.18K $2.61 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities