Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) — Defensive Interval Ratio

Latest as of September 2025: 108 days

Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) has a Defensive Interval Ratio of 108 days as of September 2025. Defensive assets of $9.54 Billion (cash $-, short-term investments $4.00 Billion, receivables $5.54 Billion) cover 108 days of daily cash needs of $88.30 Million/day.

Defensive Interval Ratio

108 days
Days of operational coverage

Defensive Assets

$9.54 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$88.30 Million
Current Liabilities ÷ 365

Current Liabilities

$32.23 Billion
USD

Picpay Holdings Netherlands N.V. Class A Common Shares Defensive Interval Ratio (2021–2024)

This chart shows how Picpay Holdings Netherlands N.V. Class A Common Shares's Defensive Interval Ratio has evolved across 4 annual periods from 2021 to 2024. As of September 2025, the ratio stands at 108 days, meaning defensive assets of $9.54 Billion can fund 108 days of operations without new revenue. For the complete balance sheet picture, see Picpay Holdings Netherlands N.V. Class A assets under control.

Annual Defensive Interval Ratio for Picpay Holdings Netherlands N.V. Class A Common Shares (2021–2024)

The table below presents the year-by-year Defensive Interval Ratio for Picpay Holdings Netherlands N.V. Class A Common Shares from 2021 to 2024, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Picpay Holdings Netherlands N.V. Class A (PICS) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 128 days $8.29 Billion $64.60 Million/day $- $3.10 Billion ▼ -45 days
2023 173 days $6.64 Billion $38.27 Million/day $- $2.57 Billion ▲ +18 days
2022 156 days $4.51 Billion $28.95 Million/day $- $829.75 Million ▼ -86 days
2021 242 days $4.53 Billion $18.74 Million/day $- $1.86 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)