Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) - Net Assets
Based on the latest financial reports, Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) has net assets worth $2.91 Billion USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($37.62 Billion) and total liabilities ($34.71 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Picpay Holdings Netherlands N.V. Class A liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.91 Billion |
| % of Total Assets | 7.74% |
| Annual Growth Rate | 67.48% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 88.76 |
Picpay Holdings Netherlands N.V. Class A Common Shares - Net Assets Trend (2021–2024)
This chart illustrates how Picpay Holdings Netherlands N.V. Class A Common Shares's net assets have evolved over time, based on quarterly financial data. Also explore PICS total asset value for the complete picture of this company's asset base.
Annual Net Assets for Picpay Holdings Netherlands N.V. Class A Common Shares (2021–2024)
The table below shows the annual net assets of Picpay Holdings Netherlands N.V. Class A Common Shares from 2021 to 2024. For live valuation and market cap data, see Picpay Holdings Netherlands N.V. Class A (PICS) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $1.76 Billion | +46.56% |
| 2023-12-31 | $1.20 Billion | +3.55% |
| 2022-12-31 | $1.16 Billion | +209.63% |
| 2021-12-31 | $375.36 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Picpay Holdings Netherlands N.V. Class A Common Shares's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 138058900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $224.63 Million | 13.96% |
| Other Comprehensive Income | $-22.61 Million | -1.41% |
| Other Components | $1.41 Billion | 87.44% |
| Total Equity | $1.61 Billion | 100.00% |
Picpay Holdings Netherlands N.V. Class A Common Shares Competitors by Market Cap
The table below lists competitors of Picpay Holdings Netherlands N.V. Class A Common Shares ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ValueHD Corp. A
SHE:301318
|
$496.15 Million |
|
Hubei Fuxing Science and Technology Co Ltd
SHE:000926
|
$496.50 Million |
|
DHG Pharmaceutical JSC
VN:DHG
|
$496.76 Million |
|
BlackRock Limited Duration Income Trust
NYSE:BLW
|
$496.76 Million |
|
Shinhan Alpha REIT Co Ltd
KO:293940
|
$495.85 Million |
|
Enterprise Bancorp Inc
NASDAQ:EBTC
|
$495.83 Million |
|
Home Bancorp Inc
NASDAQ:HBCP
|
$495.80 Million |
|
ShenZhen GAD Environmental Technology Co. Ltd.
SHE:300854
|
$495.67 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Picpay Holdings Netherlands N.V. Class A Common Shares's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,307,952,000 to 1,608,586,000, a change of 300,634,000 (23.0%).
- Net income of 217,574,000 contributed positively to equity growth.
- New share issuances of 105,556,000 increased equity.
- Other comprehensive income decreased equity by 746,434,000.
- Other factors increased equity by 723,938,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $217.57 Million | +13.53% |
| Share Issuances | $105.56 Million | +6.56% |
| Other Comprehensive Income | $-746.43 Million | -46.4% |
| Other Changes | $723.94 Million | +45.0% |
| Total Change | $- | 22.99% |
Book Value vs Market Value Analysis
This analysis compares Picpay Holdings Netherlands N.V. Class A Common Shares's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.93x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.21x to 0.93x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | $1.85 | $11.50 | x |
| 2022-12-31 | $9.80 | $11.50 | x |
| 2023-12-31 | $10.09 | $11.50 | x |
| 2024-12-31 | $12.41 | $11.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Picpay Holdings Netherlands N.V. Class A Common Shares utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.53%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.20%
- • Asset Turnover: 0.19x
- • Equity Multiplier: 16.98x
- Recent ROE (13.53%) is above the historical average (-159.23%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | -649.48% | -127.31% | 0.13x | 40.43x | $-1.58 Billion |
| 2022 | -3.60% | -1.51% | 0.25x | 9.58x | $-172.65 Million |
| 2023 | 2.64% | 1.12% | 0.19x | 12.07x | $-96.27 Million |
| 2024 | 13.53% | 4.20% | 0.19x | 16.98x | $56.72 Million |
Industry Comparison
This section compares Picpay Holdings Netherlands N.V. Class A Common Shares's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $527,355,826
- Average return on equity (ROE) among peers: -32.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Picpay Holdings Netherlands N.V. Class A Common Shares (PICS) | $2.91 Billion | -649.48% | 11.92x | $496.06 Million |
| ACI Worldwide Inc (ACIW) | $267.21 Million | 20.72% | 1.00x | $4.34 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $26.91 Million | -95.01% | 0.21x | $821.47 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $456.38 Million | -22.24% | 0.05x | $906.22 Million |
| Axe Compute Inc. (AGPU) | $-2.19 Million | 0.00% | 0.00x | $24.93 Million |
| C3 Ai Inc (AI) | $1.06 Billion | -5.25% | 0.13x | $1.26 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 0.95% | 0.09x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $13.57 Million | 2.93% | 0.26x | $437.32 Million |
| Airship AI Holdings Inc (AISP) | $-8.36 Million | 0.00% | 0.00x | $83.39 Million |
| AIxCrypto Holdings, Inc. (AIXC) | $2.68 Million | -233.64% | 0.75x | $5.68 Million |
| Akamai Technologies Inc (AKAM) | $3.19 Billion | 9.35% | 0.71x | $15.05 Billion |
About Picpay Holdings Netherlands N.V. Class A Common Shares
Pics N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. It offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, cen… Read more