Red River Bancshares Inc (RRBI) — Defensive Interval Ratio
Red River Bancshares Inc (RRBI) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $15.45 Million (cash $-, short-term investments $4.10 Million, receivables $11.35 Million) cover 2 days of daily cash needs of $8.09 Million/day. See Red River Bancshares Inc (RRBI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Red River Bancshares Inc Defensive Interval Ratio (2016–2025)
This chart shows how Red River Bancshares Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $15.45 Million can fund 2 days of operations without new revenue. See RRBI net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Red River Bancshares Inc (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for Red River Bancshares Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Red River Bancshares Inc (RRBI) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $15.57 Million | $8.14 Million/day | $- | $4.44 Million | ▼ -2 days |
| 2024 | 4 days | $27.89 Million | $7.71 Million/day | $- | $17.84 Million | ▼ -72 days |
| 2023 | 75 days | $580.04 Million | $7.70 Million/day | $- | $570.09 Million | ▼ -6 days |
| 2022 | 81 days | $623.24 Million | $7.71 Million/day | $- | $614.41 Million | ▼ -2 days |
| 2021 | 83 days | $665.42 Million | $8.01 Million/day | $- | $659.18 Million | ▲ +5 days |
| 2020 | 78 days | $505.09 Million | $6.45 Million/day | $- | $498.21 Million | ▲ +7 days |
| 2019 | 72 days | $340.82 Million | $4.74 Million/day | $- | $335.57 Million | ▲ +3 days |
| 2018 | 69 days | $312.89 Million | $4.54 Million/day | $- | $307.88 Million | ▼ -14 days |
| 2017 | 83 days | $350.27 Million | $4.20 Million/day | $- | $345.34 Million | ▲ +83 days |
| 2016 | 0 days | $0.00 | $2.82 Million/day | $- | $0.00 | — |