Red River Bancshares Inc (RRBI) — Defensive Interval Ratio

Latest as of June 2026: 94 days

Red River Bancshares Inc (RRBI) has a Defensive Interval Ratio of 94 days as of June 2026. Defensive assets of $748.89 Million (cash $-, short-term investments $738.57 Million, receivables $10.32 Million) cover 94 days of daily cash needs of $7.96 Million/day.

Defensive Interval Ratio

94 days
Days of operational coverage

Defensive Assets

$748.89 Million
Cash + ST Investments + Receivables

Daily Cash Need

$7.96 Million
Current Liabilities ÷ 365

Current Liabilities

$2.91 Billion
USD

Red River Bancshares Inc Defensive Interval Ratio (2016–2025)

This chart shows how Red River Bancshares Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 94 days, meaning defensive assets of $748.89 Million can fund 94 days of operations without new revenue. For the complete balance sheet picture, see how large is Red River Bancshares Inc's balance sheet.

Annual Defensive Interval Ratio for Red River Bancshares Inc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Red River Bancshares Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See RRBI current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 2 days $15.57 Million $8.14 Million/day $- $4.44 Million ▼ -2 days
2024 4 days $27.89 Million $7.71 Million/day $- $17.84 Million ▼ -72 days
2023 75 days $580.04 Million $7.70 Million/day $- $570.09 Million ▼ -6 days
2022 81 days $623.24 Million $7.71 Million/day $- $614.41 Million ▼ -2 days
2021 83 days $665.42 Million $8.01 Million/day $- $659.18 Million ▲ +5 days
2020 78 days $505.09 Million $6.45 Million/day $- $498.21 Million ▲ +7 days
2019 72 days $340.82 Million $4.74 Million/day $- $335.57 Million ▲ +3 days
2018 69 days $312.89 Million $4.54 Million/day $- $307.88 Million ▼ -14 days
2017 83 days $350.27 Million $4.20 Million/day $- $345.34 Million ▲ +83 days
2016 0 days $0.00 $2.82 Million/day $- $0.00
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)