United-Guardian Inc (UG) — Defensive Interval Ratio

Latest as of March 2026: 2317 days

United-Guardian Inc (UG) has a Defensive Interval Ratio of 2317 days as of March 2026. Defensive assets of $9.31 Million (cash $-, short-term investments $7.30 Million, receivables $2.01 Million) cover 2317 days of daily cash needs of $4.02K/day. See working capital position of United-Guardian Inc to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

2317 days
Days of operational coverage

Defensive Assets

$9.31 Million
Cash + ST Investments + Receivables

Daily Cash Need

$4.02K
Current Liabilities ÷ 365

Current Liabilities

$1.47 Million
USD

United-Guardian Inc Defensive Interval Ratio (1985–2025)

This chart shows how United-Guardian Inc's Defensive Interval Ratio has evolved across 41 annual periods from 1985 to 2025. As of March 2026, the ratio stands at 2317 days, meaning defensive assets of $9.31 Million can fund 2317 days of operations without new revenue. See UG net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for United-Guardian Inc (1985–2025)

The table below presents the year-by-year Defensive Interval Ratio for United-Guardian Inc from 1985 to 2025, covering 41 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see UG market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1948 days $8.91 Million $4.57K/day $- $7.32 Million ▲ +242 days
2024 1707 days $8.95 Million $5.25K/day $- $7.52 Million ▲ +1131 days
2023 575 days $2.42 Million $4.20K/day $- $851.32K ▼ -1306 days
2022 1881 days $7.08 Million $3.76K/day $- $5.65 Million ▲ +406 days
2021 1475 days $9.45 Million $6.40K/day $- $7.64 Million ▼ -842 days
2020 2317 days $8.98 Million $3.87K/day $- $7.59 Million ▼ -119 days
2019 2437 days $8.97 Million $3.68K/day $- $6.87 Million ▼ -47 days
2018 2483 days $9.29 Million $3.74K/day $- $7.62 Million ▲ +13 days
2017 2470 days $9.63 Million $3.90K/day $- $7.72 Million ▼ -1653 days
2016 4123 days $11.82 Million $2.87K/day $- $10.22 Million ▼ -180 days
2015 4304 days $11.65 Million $2.71K/day $- $10.72 Million ▲ +192 days
2014 4112 days $10.98 Million $2.67K/day $- $9.39 Million ▲ +975 days
2013 3137 days $10.70 Million $3.41K/day $- $8.86 Million ▼ -956 days
2012 4093 days $9.28 Million $2.27K/day $- $7.74 Million ▲ +384 days
2011 3710 days $10.95 Million $2.95K/day $- $9.30 Million ▲ +358 days
2010 3352 days $9.41 Million $2.81K/day $- $8.31 Million ▲ +2000 days
2009 1352 days $10.82 Million $8.00K/day $- $9.45 Million ▼ -142 days
2008 1494 days $10.43 Million $6.98K/day $- $9.05 Million ▲ +55 days
2007 1440 days $9.30 Million $6.46K/day $- $8.02 Million ▼ -274 days
2006 1714 days $9.22 Million $5.38K/day $- $7.87 Million ▼ -205 days
2005 1919 days $8.85 Million $4.61K/day $- $7.77 Million ▲ +20 days
2004 1899 days $7.57 Million $3.99K/day $- $6.65 Million ▼ -377 days
2003 2276 days $8.72 Million $3.83K/day $- $7.71 Million ▲ +228 days
2002 2049 days $5.74 Million $2.80K/day $- $5.03 Million ▼ -101 days
2001 2149 days $6.15 Million $2.86K/day $- $5.31 Million ▲ +775 days
2000 1374 days $3.81 Million $2.77K/day $- $3.01 Million ▲ +441 days
1999 933 days $2.30 Million $2.47K/day $- $1.30 Million ▲ +340 days
1998 593 days $1.30 Million $2.19K/day $- $- ▲ +183 days
1997 411 days $900.00K $2.19K/day $- $- ▲ +0 days
1996 411 days $900.00K $2.19K/day $- $- ▲ +5 days
1995 406 days $1.00 Million $2.47K/day $- $- ▲ +132 days
1994 274 days $900.00K $3.29K/day $- $- ▼ -30 days
1993 304 days $1.00 Million $3.29K/day $- $- ▲ +152 days
1992 152 days $500.00K $3.29K/day $- $- ▲ +23 days
1991 129 days $600.00K $4.66K/day $- $- ▼ -68 days
1990 197 days $700.00K $3.56K/day $- $- ▲ +0 days
1989 197 days $700.00K $3.56K/day $- $- ▲ +55 days
1988 142 days $700.00K $4.93K/day $- $- ▼ -22 days
1987 164 days $900.00K $5.48K/day $- $- ▼ -68 days
1986 232 days $700.00K $3.01K/day $- $- ▼ -87 days
1985 319 days $700.00K $2.19K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)