West Bancorporation (WTBA) — Defensive Interval Ratio
West Bancorporation (WTBA) has a Defensive Interval Ratio of 32 days as of March 2026. Defensive assets of $293.70 Million (cash $-, short-term investments $281.08 Million, receivables $12.61 Million) cover 32 days of daily cash needs of $9.14 Million/day. Check how tangible is West Bancorporation's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
West Bancorporation Defensive Interval Ratio (2001–2025)
This chart shows how West Bancorporation's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 32 days, meaning defensive assets of $293.70 Million can fund 32 days of operations without new revenue. Also explore net asset momentum of West Bancorporation to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for West Bancorporation (2001–2025)
The table below presents the year-by-year Defensive Interval Ratio for West Bancorporation from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WTBA market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $301.81 Million | $9.50 Million/day | $- | $289.82 Million | ▼ -29 days |
| 2024 | 61 days | $557.39 Million | $9.20 Million/day | $- | $544.57 Million | ▼ -14 days |
| 2023 | 74 days | $637.50 Million | $8.56 Million/day | $- | $623.92 Million | ▼ -1159 days |
| 2022 | 1234 days | $676.10 Million | $547.95K/day | $- | $664.12 Million | ▲ +1033 days |
| 2021 | 200 days | $767.71 Million | $3.83 Million/day | $- | $758.82 Million | ▲ +91 days |
| 2020 | 110 days | $431.80 Million | $3.93 Million/day | $- | $420.57 Million | ▼ -53 days |
| 2019 | 163 days | $405.71 Million | $2.49 Million/day | $- | $398.58 Million | ▲ +76 days |
| 2018 | 86 days | $461.39 Million | $5.33 Million/day | $- | $453.76 Million | ▼ -3 days |
| 2017 | 90 days | $451.56 Million | $5.04 Million/day | $- | $444.22 Million | ▲ +28 days |
| 2016 | 62 days | $265.96 Million | $4.28 Million/day | $- | $260.64 Million | ▼ -19 days |
| 2015 | 81 days | $325.40 Million | $4.02 Million/day | $- | $320.71 Million | ▲ +6 days |
| 2014 | 75 days | $277.21 Million | $3.69 Million/day | $- | $272.79 Million | ▼ -32 days |
| 2013 | 107 days | $349.22 Million | $3.25 Million/day | $- | $345.22 Million | ▲ +17 days |
| 2012 | 90 days | $295.97 Million | $3.29 Million/day | $- | $292.31 Million | ▼ -13 days |
| 2011 | 103 days | $287.33 Million | $2.80 Million/day | $- | $283.14 Million | ▲ +77 days |
| 2010 | 26 days | $72.84 Million | $2.83 Million/day | $- | $67.89 Million | ▼ -5 days |
| 2009 | 31 days | $109.07 Million | $3.55 Million/day | $- | $103.57 Million | ▼ -21 days |
| 2008 | 52 days | $179.67 Million | $3.44 Million/day | $- | $173.26 Million | ▲ +49 days |
| 2007 | 3 days | $8.24 Million | $2.96 Million/day | $- | $414.00K | ▼ 0 days |
| 2006 | 3 days | $9.20 Million | $2.84 Million/day | $- | $615.00K | ▲ +0 days |
| 2005 | 3 days | $9.10 Million | $2.83 Million/day | $- | $1.24 Million | ▼ -4 days |
| 2004 | 7 days | $17.70 Million | $2.59 Million/day | $- | $11.19 Million | ▼ -21 days |
| 2003 | 27 days | $60.17 Million | $2.19 Million/day | $- | $54.29 Million | ▼ -50 days |
| 2002 | 77 days | $158.19 Million | $2.04 Million/day | $- | $158.19 Million | ▲ +75 days |
| 2001 | 3 days | $5.10 Million | $1.88 Million/day | $- | $- | — |