West Bancorporation Defensive Interval Ratio
West Bancorporation defensive interval ratio. West Bancorporation (WTBA) has a Defensive Interval Ratio of 50 days as of June 2026. Defensive assets of $457.83 Million (cash $-, short-term investments $446.57 Million, receivables $11.26 Million) cover 50 days of daily cash needs of $9.16 Million/day. See WTBA working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of West Bancorporation (2001–2025)
Defensive interval ratio of West Bancorporation from 2001 to 2025. This chart shows how West Bancorporation's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of June 2026, the ratio stands at 50 days, meaning defensive assets of $457.83 Million can fund 50 days of operations without new revenue. Check asset resilience ratio of West Bancorporation to evaluate the company's liquid asset resilience ratio.
West Bancorporation Defensive Interval Ratio by Year (2001–2025)
West Bancorporation defensive interval ratio by year from 2001 to 2025. The table below presents the year-by-year Defensive Interval Ratio for West Bancorporation from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is West Bancorporation's balance sheet.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $301.81 Million | $9.50 Million/day | $- | $289.82 Million | ▼ -29 days |
| 2024 | 61 days | $557.39 Million | $9.20 Million/day | $- | $544.57 Million | ▼ -14 days |
| 2023 | 74 days | $637.50 Million | $8.56 Million/day | $- | $623.92 Million | ▼ -1159 days |
| 2022 | 1234 days | $676.10 Million | $547.95K/day | $- | $664.12 Million | ▲ +1033 days |
| 2021 | 200 days | $767.71 Million | $3.83 Million/day | $- | $758.82 Million | ▲ +91 days |
| 2020 | 110 days | $431.80 Million | $3.93 Million/day | $- | $420.57 Million | ▼ -53 days |
| 2019 | 163 days | $405.71 Million | $2.49 Million/day | $- | $398.58 Million | ▲ +76 days |
| 2018 | 86 days | $461.39 Million | $5.33 Million/day | $- | $453.76 Million | ▼ -3 days |
| 2017 | 90 days | $451.56 Million | $5.04 Million/day | $- | $444.22 Million | ▲ +28 days |
| 2016 | 62 days | $265.96 Million | $4.28 Million/day | $- | $260.64 Million | ▼ -19 days |
| 2015 | 81 days | $325.40 Million | $4.02 Million/day | $- | $320.71 Million | ▲ +6 days |
| 2014 | 75 days | $277.21 Million | $3.69 Million/day | $- | $272.79 Million | ▼ -32 days |
| 2013 | 107 days | $349.22 Million | $3.25 Million/day | $- | $345.22 Million | ▲ +17 days |
| 2012 | 90 days | $295.97 Million | $3.29 Million/day | $- | $292.31 Million | ▼ -13 days |
| 2011 | 103 days | $287.33 Million | $2.80 Million/day | $- | $283.14 Million | ▲ +77 days |
| 2010 | 26 days | $72.84 Million | $2.83 Million/day | $- | $67.89 Million | ▼ -5 days |
| 2009 | 31 days | $109.07 Million | $3.55 Million/day | $- | $103.57 Million | ▼ -21 days |
| 2008 | 52 days | $179.67 Million | $3.44 Million/day | $- | $173.26 Million | ▲ +49 days |
| 2007 | 3 days | $8.24 Million | $2.96 Million/day | $- | $414.00K | ▼ 0 days |
| 2006 | 3 days | $9.20 Million | $2.84 Million/day | $- | $615.00K | ▲ +0 days |
| 2005 | 3 days | $9.10 Million | $2.83 Million/day | $- | $1.24 Million | ▼ -4 days |
| 2004 | 7 days | $17.70 Million | $2.59 Million/day | $- | $11.19 Million | ▼ -21 days |
| 2003 | 27 days | $60.17 Million | $2.19 Million/day | $- | $54.29 Million | ▼ -50 days |
| 2002 | 77 days | $158.19 Million | $2.04 Million/day | $- | $158.19 Million | ▲ +75 days |
| 2001 | 3 days | $5.10 Million | $1.88 Million/day | $- | $- | — |