Baid Finserv Limited (BAIDFIN) — Defensive Interval Ratio

Latest as of September 2025: 68 days

Baid Finserv Limited (BAIDFIN) has a Defensive Interval Ratio of 68 days as of September 2025. Defensive assets of Rs18.50 Million (cash Rs-, short-term investments Rs18.05 Million, receivables Rs450.00K) cover 68 days of daily cash needs of Rs271.36K/day. Check tangible net worth ratio of Baid Finserv Limited to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

68 days
Days of operational coverage

Defensive Assets

Rs18.50 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs271.36K
Current Liabilities ÷ 365

Current Liabilities

Rs99.05 Million
INR

Baid Finserv Limited Defensive Interval Ratio (2009–2025)

This chart shows how Baid Finserv Limited's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of September 2025, the ratio stands at 68 days, meaning defensive assets of Rs18.50 Million can fund 68 days of operations without new revenue. Also explore net asset momentum of Baid Finserv Limited to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Baid Finserv Limited (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Baid Finserv Limited from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Baid Finserv Limited.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 10690 days Rs3.99 Billion Rs373.39K/day Rs- Rs40.00 Million ▼ -246 days
2024 10936 days Rs3.69 Billion Rs337.32K/day Rs- Rs35.21 Million ▲ +27 days
2023 10909 days Rs3.11 Billion Rs285.35K/day Rs- Rs86.53 Million ▼ -5106 days
2022 16015 days Rs2.81 Billion Rs175.70K/day Rs- Rs72.58 Million ▲ +847 days
2021 15169 days Rs2.74 Billion Rs180.39K/day Rs- Rs83.67 Million ▲ +1987 days
2020 13182 days Rs2.84 Billion Rs215.58K/day Rs- Rs100.28 Million ▲ +3260 days
2019 9922 days Rs2.85 Billion Rs287.35K/day Rs- Rs- ▲ +4937 days
2018 4984 days Rs2.32 Billion Rs464.63K/day Rs- Rs114.12 Million ▲ +4983 days
2017 1 days Rs3.13 Million Rs2.63 Million/day Rs- Rs- ▼ -24 days
2016 25 days Rs53.93 Million Rs2.14 Million/day Rs- Rs-7.13K ▲ +57 days
2015 -32 days Rs-41.07 Million Rs1.28 Million/day Rs- Rs-107.50 Million ▼ -115 days
2014 83 days Rs41.65 Million Rs504.09K/day Rs- Rs- ▼ -30 days
2013 113 days Rs29.46 Million Rs260.70K/day Rs- Rs- ▲ +24 days
2012 89 days Rs18.89 Million Rs213.26K/day Rs- Rs- ▼ -276 days
2011 364 days Rs53.70 Million Rs147.34K/day Rs- Rs- ▼ -518 days
2010 883 days Rs46.61 Million Rs52.80K/day Rs- Rs- ▼ -615 days
2009 1497 days Rs36.90 Million Rs24.64K/day Rs- Rs-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)