Spencer's Retail Limited (SPENCERS) — Defensive Interval Ratio
Spencer's Retail Limited (SPENCERS) has a Defensive Interval Ratio of 16 days as of September 2025. Defensive assets of Rs533.63 Million (cash Rs185.72 Million, short-term investments Rs79.84 Million, receivables Rs268.07 Million) cover 16 days of daily cash needs of Rs33.22 Million/day. Check Spencer's Retail Limited (SPENCERS) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Spencer's Retail Limited Defensive Interval Ratio (2018–2025)
This chart shows how Spencer's Retail Limited's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of September 2025, the ratio stands at 16 days, meaning defensive assets of Rs533.63 Million can fund 16 days of operations without new revenue. Also explore Spencer's Retail Limited net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Spencer's Retail Limited (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for Spencer's Retail Limited from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SPENCERS market cap overview.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 17 days | Rs467.18 Million | Rs26.76 Million/day | Rs216.91 Million | Rs67.68 Million | ▲ +3 days |
| 2024 | 14 days | Rs383.56 Million | Rs26.72 Million/day | Rs65.24 Million | Rs48.53 Million | ▼ -9 days |
| 2023 | 23 days | Rs549.63 Million | Rs23.52 Million/day | Rs131.68 Million | Rs202.10 Million | ▼ -5 days |
| 2022 | 28 days | Rs550.19 Million | Rs19.69 Million/day | Rs43.97 Million | Rs220.07 Million | ▲ +9 days |
| 2021 | 19 days | Rs351.05 Million | Rs18.14 Million/day | Rs45.00 Million | Rs8.41 Million | ▼ -21 days |
| 2020 | 40 days | Rs705.37 Million | Rs17.47 Million/day | Rs37.18 Million | Rs3.47 Million | ▼ -239 days |
| 2019 | 279 days | Rs2.73 Billion | Rs9.76 Million/day | Rs77.73 Million | Rs2.01 Billion | ▲ +143 days |
| 2018 | 136 days | Rs1.18 Billion | Rs8.69 Million/day | Rs40.60 Million | Rs829.96 Million | — |