Better Home & Finance Holding Company (BETR) — Defensive Interval Ratio

Latest as of June 2025: 57 days

Better Home & Finance Holding Company (BETR) has a Defensive Interval Ratio of 57 days as of June 2025. Defensive assets of $174.68 Million (cash $-, short-term investments $134.39 Million, receivables $40.29 Million) cover 57 days of daily cash needs of $3.08 Million/day.

Defensive Interval Ratio

57 days
Days of operational coverage

Defensive Assets

$174.68 Million
Cash + ST Investments + Receivables

Daily Cash Need

$3.08 Million
Current Liabilities ÷ 365

Current Liabilities

$1.13 Billion
USD

Better Home & Finance Holding Company Defensive Interval Ratio (2015–2024)

This chart shows how Better Home & Finance Holding Company's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2024. As of June 2025, the ratio stands at 57 days, meaning defensive assets of $174.68 Million can fund 57 days of operations without new revenue. For the complete balance sheet picture, see BETR asset base.

Annual Defensive Interval Ratio for Better Home & Finance Holding Company (2015–2024)

The table below presents the year-by-year Defensive Interval Ratio for Better Home & Finance Holding Company from 2015 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Better Home & Finance Holding Company current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 72 days $85.97 Million $1.19 Million/day $- $53.77 Million ▼ -35 days
2023 107 days $60.94 Million $570.58K/day $- $25.60 Million ▼ -1 days
2022 107 days $300.31 Million $2.80 Million/day $- $0.00 ▲ +107 days
2021 0 days $502.96K $6.41 Million/day $- $- ▼ -1141 days
2020 1142 days $2.48 Billion $2.17 Million/day $- $- ▼ -8141 days
2019 9283 days $370.05 Million $39.86K/day $- $- ▲ +9022 days
2016 261 days $42.85 Million $164.48K/day $- $- ▲ +187 days
2015 74 days $11.98 Million $162.54K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)