Dime Community Bancshares, Inc. (DCOM) — Defensive Interval Ratio
Dime Community Bancshares, Inc. (DCOM) has a Defensive Interval Ratio of 20 days as of March 2026. Defensive assets of $701.75 Million (cash $-, short-term investments $644.06 Million, receivables $57.69 Million) cover 20 days of daily cash needs of $35.55 Million/day. See Dime Community Bancshares, Inc. net assets for net asset value and shareholders' equity analysis.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Dime Community Bancshares, Inc. Defensive Interval Ratio (1997–2025)
This chart shows how Dime Community Bancshares, Inc.'s Defensive Interval Ratio has evolved across 28 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 20 days, meaning defensive assets of $701.75 Million can fund 20 days of operations without new revenue. Explore Dime Community Bancshares, Inc. operating cash flow efficiency to assess how effectively this company generates cash.
Annual Defensive Interval Ratio for Dime Community Bancshares, Inc. (1997–2025)
The table below presents the year-by-year Defensive Interval Ratio for Dime Community Bancshares, Inc. from 1997 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Dime Community Bancshares, Inc. worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 24 days | $853.51 Million | $35.18 Million/day | $- | $797.93 Million | ▲ +22 days |
| 2024 | 2 days | $62.57 Million | $32.15 Million/day | $- | $6.60 Million | ▼ -31 days |
| 2023 | 33 days | $941.91 Million | $28.85 Million/day | $- | $886.24 Million | ▼ -3 days |
| 2022 | 36 days | $999.15 Million | $28.10 Million/day | $- | $950.59 Million | ▼ -20 days |
| 2021 | 56 days | $1.60 Billion | $28.66 Million/day | $- | $1.56 Billion | ▲ +10 days |
| 2020 | 46 days | $573.68 Million | $12.40 Million/day | $- | $538.86 Million | ▼ -2 days |
| 2019 | 48 days | $561.90 Million | $11.73 Million/day | $- | $551.00 Million | ▲ +6 days |
| 2018 | 42 days | $502.88 Million | $11.94 Million/day | $- | $502.88 Million | ▲ +12 days |
| 2017 | 30 days | $367.04 Million | $12.06 Million/day | $- | $355.39 Million | ▲ +30 days |
| 2016 | 1 days | $7.45 Million | $12.04 Million/day | $- | $7.45 Million | ▼ -1 days |
| 2015 | 2 days | $13.46 Million | $8.72 Million/day | $- | $4.19 Million | ▼ -3 days |
| 2014 | 5 days | $36.64 Million | $7.29 Million/day | $- | $30.21 Million | ▼ -3 days |
| 2013 | 8 days | $55.84 Million | $6.87 Million/day | $- | $50.19 Million | ▼ -5 days |
| 2012 | 13 days | $87.41 Million | $6.79 Million/day | $- | $81.97 Million | ▼ -26 days |
| 2011 | 39 days | $273.69 Million | $6.96 Million/day | $- | $268.75 Million | ▼ -6 days |
| 2010 | 46 days | $327.69 Million | $7.16 Million/day | $- | $323.54 Million | ▲ +1 days |
| 2009 | 45 days | $309.79 Million | $6.88 Million/day | $- | $306.11 Million | ▲ +1 days |
| 2008 | 44 days | $314.32 Million | $7.18 Million/day | $- | $310.69 Million | ▲ +15 days |
| 2007 | 29 days | $190.09 Million | $6.54 Million/day | $- | $187.38 Million | ▼ -5 days |
| 2006 | 34 days | $205.28 Million | $5.96 Million/day | $- | $202.59 Million | ▲ +3 days |
| 2005 | 31 days | $185.43 Million | $5.94 Million/day | $- | $182.80 Million | ▲ +1 days |
| 2004 | 30 days | $204.51 Million | $6.75 Million/day | $- | $202.04 Million | ▲ +14 days |
| 2003 | 17 days | $95.29 Million | $5.74 Million/day | $- | $95.29 Million | ▲ +11 days |
| 2001 | 5 days | $36.62 Million | $6.85 Million/day | $- | $36.62 Million | ▼ 0 days |
| 2000 | 5 days | $36.62 Million | $6.68 Million/day | $- | $36.62 Million | ▲ +3 days |
| 1999 | 2 days | $9.45 Million | $4.69 Million/day | $- | $9.45 Million | ▼ -2 days |
| 1998 | 4 days | $18.00 Million | $4.84 Million/day | $- | $- | ▼ -1 days |
| 1997 | 5 days | $18.00 Million | $3.59 Million/day | $- | $- | — |