Ellington Residential Mortgage (EARN) — Defensive Interval Ratio

Latest as of March 2025: 36 days

Ellington Residential Mortgage (EARN) has a Defensive Interval Ratio of 36 days as of March 2025. Defensive assets of $11.06 Million (cash $-, short-term investments $-, receivables $11.06 Million) cover 36 days of daily cash needs of $308.68K/day. See Ellington Residential Mortgage (EARN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

36 days
Days of operational coverage

Defensive Assets

$11.06 Million
Cash + ST Investments + Receivables

Daily Cash Need

$308.68K
Current Liabilities ÷ 365

Current Liabilities

$112.67 Million
USD

Ellington Residential Mortgage Defensive Interval Ratio (2012–2025)

This chart shows how Ellington Residential Mortgage's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2025, the ratio stands at 36 days, meaning defensive assets of $11.06 Million can fund 36 days of operations without new revenue. See EARN equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Ellington Residential Mortgage (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Ellington Residential Mortgage from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Ellington Residential Mortgage.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 40 days $18.07 Million $455.55K/day $- $- ▲ +13 days
2024 26 days $43.13 Million $1.63 Million/day $- $- ▼ -35 days
2023 62 days $133.18 Million $2.16 Million/day $- $74.28 Million ▼ -345 days
2022 407 days $56.10 Million $137.98K/day $- $499.00K ▼ -26631 days
2021 27038 days $210.67 Million $7.79K/day $- $117.50 Million ▲ +14022 days
2020 13016 days $54.70 Million $4.20K/day $- $2.79 Million ▲ +8437 days
2019 4579 days $47.20 Million $10.31K/day $- $2.08 Million ▼ -1454 days
2018 6033 days $104.23 Million $17.28K/day $- $379.00K ▼ -6968 days
2017 13001 days $135.60 Million $10.43K/day $- $81.46 Million ▼ -6972 days
2016 19974 days $162.36 Million $8.13K/day $- $75.01 Million ▼ -35137 days
2015 55111 days $271.78 Million $4.93K/day $- $78.63 Million ▲ +55089 days
2014 22 days $79.14 Million $3.63 Million/day $- $13.99 Million ▼ -15 days
2013 37 days $134.77 Million $3.66 Million/day $- $34.96 Million ▲ +25 days
2012 12 days $39.00K $3.27K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)