Finance of America Companies Inc (FOA) — Defensive Interval Ratio

Latest as of December 2025: 34 days

Finance of America Companies Inc (FOA) has a Defensive Interval Ratio of 34 days as of December 2025. Defensive assets of $115.93 Million (cash $89.50 Million, short-term investments $-, receivables $26.43 Million) cover 34 days of daily cash needs of $3.46 Million/day.

Defensive Interval Ratio

34 days
Days of operational coverage

Defensive Assets

$115.93 Million
Cash + ST Investments + Receivables

Daily Cash Need

$3.46 Million
Current Liabilities ÷ 365

Current Liabilities

$1.26 Billion
USD

Finance of America Companies Inc Defensive Interval Ratio (2018–2025)

This chart shows how Finance of America Companies Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the ratio stands at 34 days, meaning defensive assets of $115.93 Million can fund 34 days of operations without new revenue. For the complete balance sheet picture, see FOA current and non-current assets.

Annual Defensive Interval Ratio for Finance of America Companies Inc (2018–2025)

The table below presents the year-by-year Defensive Interval Ratio for Finance of America Companies Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Finance of America Companies Inc (FOA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1042 days $115.93 Million $111.22K/day $89.50 Million $- ▲ +1011 days
2024 31 days $110.27 Million $3.54 Million/day $47.38 Million $- ▼ -12 days
2023 43 days $150.62 Million $3.52 Million/day $46.48 Million $- ▼ -17 days
2022 60 days $233.20 Million $3.89 Million/day $97.36 Million $15.63 Million ▲ +30 days
2021 30 days $275.74 Million $9.17 Million/day $141.24 Million $25.44 Million ▼ -13 days
2020 43 days $348.64 Million $8.15 Million/day $233.10 Million $- ▼ -39378 days
2019 39420 days $14.64 Billion $371.39K/day $118.08 Million $- ▼ -10187 days
2018 49608 days $12.50 Billion $251.97K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)