Lemonade Inc (LMND) — Defensive Interval Ratio

Latest as of March 2025: 1095 days

Lemonade Inc (LMND) has a Defensive Interval Ratio of 1095 days as of March 2025. Defensive assets of $830.70 Million (cash $-, short-term investments $330.60 Million, receivables $500.10 Million) cover 1095 days of daily cash needs of $758.90K/day. See Lemonade Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

1095 days
Days of operational coverage

Defensive Assets

$830.70 Million
Cash + ST Investments + Receivables

Daily Cash Need

$758.90K
Current Liabilities ÷ 365

Current Liabilities

$277.00 Million
USD

Lemonade Inc Defensive Interval Ratio (2017–2024)

This chart shows how Lemonade Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of March 2025, the ratio stands at 1095 days, meaning defensive assets of $830.70 Million can fund 1095 days of operations without new revenue. See LMND net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Lemonade Inc (2017–2024)

The table below presents the year-by-year Defensive Interval Ratio for Lemonade Inc from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Lemonade Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 1386 days $1.11 Billion $801.37K/day $- $634.90 Million ▲ +147 days
2023 1238 days $682.60 Million $551.23K/day $- $301.30 Million ▼ -19585 days
2022 20824 days $1.11 Billion $53.42K/day $- $750.10 Million ▲ +1683 days
2021 19141 days $1.03 Billion $53.97K/day $- $801.80 Million ▲ +15413 days
2020 3729 days $147.10 Million $39.45K/day $- $6.60 Million ▼ -7007 days
2019 10736 days $135.30 Million $12.60K/day $- $60.60 Million ▲ +6231 days
2018 4505 days $46.90 Million $10.41K/day $- $9.20 Million ▲ +1731 days
2017 2774 days $19.00 Million $6.85K/day $- $13.10 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)