Ningbo Tech-Bank Co Ltd (002124) — Defensive Interval Ratio

Latest as of March 2026: 2 days

Ningbo Tech-Bank Co Ltd (002124) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of CN¥40.99 Million (cash CN¥-, short-term investments CN¥-, receivables CN¥40.99 Million) cover 2 days of daily cash needs of CN¥21.08 Million/day.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

CN¥40.99 Million
Cash + ST Investments + Receivables

Daily Cash Need

CN¥21.08 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥7.70 Billion
CNY

Ningbo Tech-Bank Co Ltd Defensive Interval Ratio (2003–2025)

This chart shows how Ningbo Tech-Bank Co Ltd's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of CN¥40.99 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see Ningbo Tech-Bank Co Ltd balance sheet assets.

Annual Defensive Interval Ratio for Ningbo Tech-Bank Co Ltd (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for Ningbo Tech-Bank Co Ltd from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Ningbo Tech-Bank Co Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 2 days CN¥40.76 Million CN¥21.35 Million/day CN¥- CN¥- ▼ -1 days
2024 3 days CN¥60.24 Million CN¥21.40 Million/day CN¥- CN¥- ▲ +2 days
2023 1 days CN¥22.53 Million CN¥34.01 Million/day CN¥- CN¥- ▼ -19 days
2022 20 days CN¥630.23 Million CN¥32.13 Million/day CN¥- CN¥- ▲ +18 days
2021 2 days CN¥51.78 Million CN¥27.13 Million/day CN¥- CN¥- ▼ -26 days
2020 28 days CN¥383.21 Million CN¥13.86 Million/day CN¥- CN¥- ▲ +16 days
2019 12 days CN¥130.41 Million CN¥11.06 Million/day CN¥- CN¥- ▼ -22 days
2018 33 days CN¥318.06 Million CN¥9.50 Million/day CN¥- CN¥- ▲ +1 days
2017 32 days CN¥122.18 Million CN¥3.77 Million/day CN¥- CN¥- ▼ -41 days
2016 74 days CN¥212.69 Million CN¥2.89 Million/day CN¥- CN¥- ▲ +16 days
2015 57 days CN¥129.56 Million CN¥2.27 Million/day CN¥- CN¥- ▲ +21 days
2014 36 days CN¥123.98 Million CN¥3.46 Million/day CN¥- CN¥- ▼ -7 days
2013 43 days CN¥144.29 Million CN¥3.38 Million/day CN¥- CN¥- ▼ -36 days
2012 79 days CN¥139.62 Million CN¥1.78 Million/day CN¥- CN¥- ▼ -5 days
2011 83 days CN¥132.61 Million CN¥1.60 Million/day CN¥- CN¥- ▲ +28 days
2010 55 days CN¥60.54 Million CN¥1.09 Million/day CN¥- CN¥- ▲ +10 days
2009 45 days CN¥29.80 Million CN¥660.41K/day CN¥- CN¥2.54 Million ▼ -47 days
2008 92 days CN¥92.98 Million CN¥1.01 Million/day CN¥- CN¥- ▼ -32 days
2007 124 days CN¥98.07 Million CN¥793.39K/day CN¥- CN¥- ▼ -20 days
2006 143 days CN¥63.17 Million CN¥440.64K/day CN¥- CN¥- ▲ +19 days
2005 125 days CN¥48.77 Million CN¥391.54K/day CN¥- CN¥- ▲ +98 days
2004 27 days CN¥15.71 Million CN¥581.06K/day CN¥- CN¥- ▼ -126 days
2003 153 days CN¥48.69 Million CN¥317.46K/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)