Ningbo Tech-Bank Co Ltd (002124) — Financial Flexibility Index

Latest as of September 2025: 0.03x

Ningbo Tech-Bank Co Ltd (002124) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of CN¥309.38 Million (operating CF CN¥202.74 Million minus capex CN¥106.64 Million) represents 0% of total liabilities (CN¥9.48 Billion). Also explore Ningbo Tech-Bank Co Ltd equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥309.38 Million
Operating CF − Capex

Total Liabilities

CN¥9.48 Billion
CNY

Capital Expenditures

CN¥106.64 Million
CNY

Ningbo Tech-Bank Co Ltd Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Ningbo Tech-Bank Co Ltd across 21 annual periods. Check 002124 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Ningbo Tech-Bank Co Ltd (2005–2025)

Year-by-year free cash flow to debt coverage for Ningbo Tech-Bank Co Ltd. For the full company profile including market capitalisation, see Ningbo Tech-Bank Co Ltd (002124) market capitalisation.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2025 0.13x CN¥1.22 Billion CN¥910.89 Million CN¥9.63 Billion ▲ +293.9%
2024 -0.07x CN¥-648.32 Million CN¥-964.09 Million CN¥9.92 Billion ▼ -212.8%
2023 0.06x CN¥864.50 Million CN¥264.41 Million CN¥14.91 Billion ▼ -48.6%
2022 0.11x CN¥1.76 Billion CN¥658.27 Million CN¥15.57 Billion ▼ -5.3%
2021 0.12x CN¥1.76 Billion CN¥-555.71 Million CN¥14.78 Billion ▼ -91.6%
2020 1.42x CN¥9.51 Billion CN¥4.45 Billion CN¥6.70 Billion ▲ +272.1%
2019 0.38x CN¥1.77 Billion CN¥531.94 Million CN¥4.64 Billion ▼ -23.1%
2018 0.50x CN¥1.90 Billion CN¥189.96 Million CN¥3.83 Billion ▼ -47.7%
2017 0.95x CN¥1.32 Billion CN¥334.80 Million CN¥1.40 Billion ▼ -13.9%
2016 1.10x CN¥1.17 Billion CN¥513.02 Million CN¥1.07 Billion ▲ +189.6%
2015 0.38x CN¥319.77 Million CN¥220.55 Million CN¥841.83 Million ▲ +100.5%
2014 0.19x CN¥239.55 Million CN¥85.23 Million CN¥1.26 Billion ▼ -21.1%
2013 0.24x CN¥296.79 Million CN¥183.03 Million CN¥1.24 Billion ▼ -11.5%
2012 0.27x CN¥176.53 Million CN¥104.94 Million CN¥650.94 Million ▲ +31.7%
2011 0.21x CN¥121.04 Million CN¥59.53 Million CN¥587.89 Million ▼ -26.4%
2010 0.28x CN¥127.19 Million CN¥386.65K CN¥454.57 Million ▼ -58.5%
2009 0.67x CN¥222.65 Million CN¥146.45 Million CN¥329.96 Million ▲ +110.8%
2008 0.32x CN¥123.66 Million CN¥16.92 Million CN¥386.40 Million ▲ +257.4%
2007 0.09x CN¥25.93 Million CN¥-55.72 Million CN¥289.59 Million ▼ -48.4%
2006 0.17x CN¥37.30 Million CN¥3.77 Million CN¥214.83 Million ▲ +41.2%
2005 0.12x CN¥21.39 Million CN¥7.75 Million CN¥173.91 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities