Banvida (BANVIDA) — Defensive Interval Ratio

Latest as of September 2025: 54 days

Banvida (BANVIDA) has a Defensive Interval Ratio of 54 days as of September 2025. Defensive assets of CL$5.48 Billion (cash CL$-, short-term investments CL$5.48 Billion, receivables CL$-) cover 54 days of daily cash needs of CL$101.79 Million/day.

Defensive Interval Ratio

54 days
Days of operational coverage

Defensive Assets

CL$5.48 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CL$101.79 Million
Current Liabilities ÷ 365

Current Liabilities

CL$37.15 Billion
CLP

Banvida Defensive Interval Ratio (2014–2024)

This chart shows how Banvida's Defensive Interval Ratio has evolved across 11 annual periods from 2014 to 2024. As of September 2025, the ratio stands at 54 days, meaning defensive assets of CL$5.48 Billion can fund 54 days of operations without new revenue. For the complete balance sheet picture, see BANVIDA total asset value.

Annual Defensive Interval Ratio for Banvida (2014–2024)

The table below presents the year-by-year Defensive Interval Ratio for Banvida from 2014 to 2024, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of Banvida to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CLP) Daily Cash Need Cash ST Investments Change (days)
2024 1076 days CL$19.02 Billion CL$17.67 Million/day CL$- CL$- ▲ +765 days
2023 311 days CL$12.81 Billion CL$41.23 Million/day CL$- CL$- ▼ -14 days
2022 325 days CL$6.91 Billion CL$21.27 Million/day CL$- CL$- ▼ -76 days
2021 401 days CL$21.96 Billion CL$54.76 Million/day CL$- CL$- ▲ +23 days
2020 378 days CL$26.53 Billion CL$70.17 Million/day CL$- CL$- ▲ +272 days
2019 106 days CL$13.26 Billion CL$125.59 Million/day CL$- CL$- ▼ -292 days
2018 398 days CL$10.13 Billion CL$25.48 Million/day CL$- CL$- ▲ +19 days
2017 378 days CL$26.29 Billion CL$69.49 Million/day CL$- CL$- ▲ +65 days
2016 314 days CL$17.37 Billion CL$55.35 Million/day CL$- CL$- ▼ -96 days
2015 410 days CL$12.12 Billion CL$29.57 Million/day CL$- CL$- ▲ +10 days
2014 400 days CL$15.75 Billion CL$39.36 Million/day CL$- CL$- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)