SMU S.A (SMU) — Defensive Interval Ratio

Latest as of September 2025: 35 days

SMU S.A (SMU) has a Defensive Interval Ratio of 35 days as of September 2025. Defensive assets of CL$52.37 Billion (cash CL$-, short-term investments CL$3.38 Billion, receivables CL$48.99 Billion) cover 35 days of daily cash needs of CL$1.51 Billion/day. See SMU S.A (SMU) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

35 days

Days of operational coverage

Defensive Assets

CL$52.37 Billion

Cash + ST Investments + Receivables

Daily Cash Need

CL$1.51 Billion

Current Liabilities ÷ 365

Current Liabilities

CL$552.03 Billion

CLP

SMU S.A Defensive Interval Ratio (2016–2024)

This chart shows how SMU S.A's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 35 days, meaning defensive assets of CL$52.37 Billion can fund 35 days of operations without new revenue. See SMU net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for SMU S.A (2016–2024)

The table below presents the year-by-year Defensive Interval Ratio for SMU S.A from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SMU S.A (SMU) market capitalisation.

Year	DIR (days)	Defensive Assets (CLP)	Daily Cash Need	Cash	ST Investments	Change (days)
2024	50 days	CL$93.62 Billion	CL$1.87 Billion/day	CL$-	CL$3.17 Billion	▲ +2 days
2023	48 days	CL$86.44 Billion	CL$1.78 Billion/day	CL$-	CL$3.69 Billion	▲ +2 days
2022	46 days	CL$83.02 Billion	CL$1.79 Billion/day	CL$-	CL$6.73 Billion	▲ +18 days
2021	29 days	CL$49.32 Billion	CL$1.72 Billion/day	CL$-	CL$8.30 Million	▼ 0 days
2020	29 days	CL$47.78 Billion	CL$1.66 Billion/day	CL$-	CL$18.45 Million	▼ -43 days
2019	71 days	CL$109.80 Billion	CL$1.54 Billion/day	CL$-	CL$20.56 Million	▲ +17 days
2018	54 days	CL$80.90 Billion	CL$1.48 Billion/day	CL$-	CL$17.90 Million	▲ +6 days
2017	49 days	CL$76.03 Billion	CL$1.56 Billion/day	CL$-	CL$15.43 Million	▼ -12 days
2016	61 days	CL$105.43 Billion	CL$1.73 Billion/day	CL$-	CL$-	—

DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)