Vaudoise Assurances Holding SA (VAHN) — Defensive Interval Ratio

Latest as of December 2025: 34 days

Vaudoise Assurances Holding SA (VAHN) has a Defensive Interval Ratio of 34 days as of December 2025. Defensive assets of CHF416.06 Million (cash CHF391.64 Million, short-term investments CHF-, receivables CHF24.42 Million) cover 34 days of daily cash needs of CHF12.23 Million/day.

Defensive Interval Ratio

34 days
Days of operational coverage

Defensive Assets

CHF416.06 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF12.23 Million
Current Liabilities ÷ 365

Current Liabilities

CHF4.46 Billion
CHF

Vaudoise Assurances Holding SA Defensive Interval Ratio (2013–2025)

This chart shows how Vaudoise Assurances Holding SA's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 34 days, meaning defensive assets of CHF416.06 Million can fund 34 days of operations without new revenue. For the complete balance sheet picture, see VAHN total assets.

Annual Defensive Interval Ratio for Vaudoise Assurances Holding SA (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for Vaudoise Assurances Holding SA from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See VAHN working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2025 34 days CHF416.06 Million CHF12.23 Million/day CHF391.64 Million CHF- ▼ -53 days
2024 87 days CHF366.07 Million CHF4.22 Million/day CHF271.05 Million CHF- ▼ -38 days
2023 124 days CHF542.73 Million CHF4.36 Million/day CHF287.06 Million CHF175.24 Million ▲ +63 days
2022 61 days CHF263.86 Million CHF4.33 Million/day CHF- CHF168.92 Million ▼ -1 days
2021 62 days CHF280.24 Million CHF4.50 Million/day CHF203.41 Million CHF29.95 Million ▼ -2 days
2020 64 days CHF293.56 Million CHF4.58 Million/day CHF175.73 Million CHF70.17 Million ▲ +44 days
2019 20 days CHF103.56 Million CHF5.19 Million/day CHF14.00K CHF31.70 Million ▼ -499 days
2018 518 days CHF96.75 Million CHF186.60K/day CHF18.00K CHF31.73 Million ▲ +91 days
2017 428 days CHF81.80 Million CHF191.18K/day CHF19.00K CHF32.58 Million ▼ -22 days
2016 449 days CHF93.48 Million CHF208.01K/day CHF- CHF31.82 Million ▲ +106 days
2015 343 days CHF64.95 Million CHF189.30K/day CHF- CHF- ▼ -63 days
2014 406 days CHF70.00 Million CHF172.21K/day CHF- CHF- ▲ +221 days
2013 185 days CHF29.00 Million CHF156.51K/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)