Vaudoise Assurances Holding SA (VAHN) - Net Assets

Latest as of December 2025: CHF2.66 Billion CHF ≈ $3.36 Billion USD

Based on the latest financial reports, Vaudoise Assurances Holding SA (VAHN) has net assets worth CHF2.66 Billion CHF (≈ $3.36 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF9.00 Billion ≈ $11.38 Billion USD) and total liabilities (CHF6.34 Billion ≈ $8.02 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Vaudoise Assurances Holding SA tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF2.66 Billion
% of Total Assets 29.51%
Annual Growth Rate 10.28%
5-Year Change 8.49%
10-Year Change -65.51%
Growth Volatility 185.2

Vaudoise Assurances Holding SA - Net Assets Trend (2002–2025)

This chart illustrates how Vaudoise Assurances Holding SA's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of Vaudoise Assurances Holding SA to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Vaudoise Assurances Holding SA (2002–2025)

The table below shows the annual net assets of Vaudoise Assurances Holding SA from 2002 to 2025. For live valuation and market cap data, see VAHN stock market capitalisation.

Year Net Assets Change
2025-12-31 CHF2.66 Billion
≈ $3.36 Billion		 +4.16%
2024-12-31 CHF2.55 Billion
≈ $3.22 Billion		 +8.98%
2023-12-31 CHF2.34 Billion
≈ $2.96 Billion		 +2.79%
2022-12-31 CHF2.28 Billion
≈ $2.88 Billion		 -7.01%
2021-12-31 CHF2.45 Billion
≈ $3.09 Billion		 +15.54%
2020-12-31 CHF2.12 Billion
≈ $2.68 Billion		 +5.35%
2019-12-31 CHF2.01 Billion
≈ $2.54 Billion		 -74.93%
2018-12-31 CHF8.02 Billion
≈ $10.14 Billion		 +1.90%
2017-12-31 CHF7.87 Billion
≈ $9.95 Billion		 +2.23%
2016-12-31 CHF7.70 Billion
≈ $9.73 Billion		 +2.02%
2015-12-31 CHF7.55 Billion
≈ $9.54 Billion		 +2.52%
2014-12-31 CHF7.36 Billion
≈ $9.31 Billion		 -35.59%
2013-12-31 CHF11.43 Billion
≈ $14.45 Billion		 +906.26%
2012-12-31 CHF1.14 Billion
≈ $1.44 Billion		 +12.65%
2011-12-31 CHF1.01 Billion
≈ $1.27 Billion		 +12.34%
2010-12-31 CHF897.42 Million
≈ $1.13 Billion		 +18.00%
2009-12-31 CHF760.55 Million
≈ $961.54 Million		 +19.08%
2008-12-31 CHF638.69 Million
≈ $807.47 Million		 +20.38%
2007-12-31 CHF530.55 Million
≈ $670.75 Million		 +19.71%
2006-12-31 CHF443.20 Million
≈ $560.33 Million		 +13.52%
2005-12-31 CHF390.42 Million
≈ $493.59 Million		 +18.82%
2004-12-31 CHF328.59 Million
≈ $415.43 Million		 +4.32%
2003-12-31 CHF314.99 Million
≈ $398.23 Million		 +12.68%
2002-12-31 CHF279.53 Million
≈ $353.40 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Vaudoise Assurances Holding SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1024.2% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CHF1.78 Billion 67.17%
Common Stock CHF75.00 Million 2.82%
Other Comprehensive Income CHF784.70 Million 29.55%
Other Components CHF12.02 Million 0.45%
Total Equity CHF2.66 Billion 100.00%

Vaudoise Assurances Holding SA Competitors by Market Cap

The table below lists competitors of Vaudoise Assurances Holding SA ranked by their market capitalization.

Company Market Cap
Guangzhou Automobile Group Co. Ltd
F:02G
 $908.46 Million
Vulcabras Azaleia S.A
SA:VULC3
 $908.49 Million
Dalian Insulator Group Co Ltd
SHE:002606
 $908.50 Million
Power HF Co Ltd
SHG:605100
 $908.64 Million
Aker Biomarine AS
OL:AKBM
 $908.13 Million
Shijiazhuang Tonhe Electronics Technologies Co Ltd
SHE:300491
 $907.86 Million
Shanghai Baolong Automotive Corp
SHG:603197
 $907.63 Million
Koza Anadolu Metal Madencilik Isletmeleri AS
IS:KOZAA
 $907.44 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Vaudoise Assurances Holding SA's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 2,549,485,000 to 2,655,464,000, a change of 105,979,000 (4.2%).
  • Net income of 156,256,000 contributed positively to equity growth.
  • Dividend payments of 66,989,000 reduced retained earnings.
  • Share repurchases of 11,275,000 reduced equity.
  • New share issuances of 11,275,000 increased equity.
  • Other comprehensive income increased equity by 46,518,001.
  • Other factors decreased equity by 29,806,001.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CHF156.26 Million +5.88%
Dividends Paid CHF66.99 Million -2.52%
Share Repurchases CHF11.28 Million -0.42%
Share Issuances CHF11.28 Million +0.42%
Other Comprehensive Income CHF46.52 Million +1.75%
Other Changes CHF-29.81 Million -1.12%
Total Change CHF- 4.16%

Book Value vs Market Value Analysis

This analysis compares Vaudoise Assurances Holding SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.86x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 8.25x to 0.86x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-12-31 CHF95.10 CHF785.00 x
2003-12-31 CHF107.16 CHF785.00 x
2004-12-31 CHF111.79 CHF785.00 x
2005-12-31 CHF130.12 CHF785.00 x
2006-12-31 CHF147.82 CHF785.00 x
2007-12-31 CHF176.97 CHF785.00 x
2008-12-31 CHF217.00 CHF785.00 x
2009-12-31 CHF253.57 CHF785.00 x
2010-12-31 CHF299.04 CHF785.00 x
2011-12-31 CHF336.12 CHF785.00 x
2012-12-31 CHF378.72 CHF785.00 x
2013-12-31 CHF439.57 CHF785.00 x
2014-12-31 CHF497.44 CHF785.00 x
2015-12-31 CHF522.93 CHF785.00 x
2016-12-31 CHF558.18 CHF785.00 x
2017-12-31 CHF589.32 CHF785.00 x
2018-12-31 CHF605.34 CHF785.00 x
2019-12-31 CHF683.24 CHF785.00 x
2020-12-31 CHF724.68 CHF785.00 x
2021-12-31 CHF837.06 CHF785.00 x
2022-12-31 CHF779.26 CHF785.00 x
2023-12-31 CHF808.08 CHF785.00 x
2024-12-31 CHF880.61 CHF785.00 x
2025-12-31 CHF912.38 CHF785.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Vaudoise Assurances Holding SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 5.88%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.49%
  • • Asset Turnover: 0.18x
  • • Equity Multiplier: 3.39x
  • Recent ROE (5.88%) is below the historical average (10.52%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 29.11% 5.73% 0.18x 27.78x CHF53.42 Million
2003 9.62% 1.47% 0.25x 26.48x CHF-1.21 Million
2004 8.39% 1.40% 0.22x 26.85x CHF-5.30 Million
2005 11.30% 1.94% 0.33x 17.77x CHF5.06 Million
2006 10.15% 1.90% 0.29x 18.13x CHF652.50K
2007 16.64% 3.78% 0.26x 16.90x CHF35.23 Million
2008 22.26% 12.28% 0.13x 13.70x CHF78.28 Million
2009 16.66% 6.28% 0.20x 13.42x CHF50.67 Million
2010 14.53% 4.21% 0.28x 12.50x CHF40.65 Million
2011 11.65% 6.14% 0.17x 11.03x CHF16.61 Million
2012 10.76% 6.12% 0.17x 10.24x CHF8.63 Million
2013 9.77% 7.76% 0.14x 8.88x CHF-3.01 Million
2014 10.49% 9.75% 0.21x 5.07x CHF7.15 Million
2015 8.37% 9.90% 0.17x 4.95x CHF-25.14 Million
2016 7.60% 9.66% 0.17x 4.73x CHF-39.48 Million
2017 6.96% 9.29% 0.16x 4.58x CHF-52.80 Million
2018 7.16% 9.96% 0.16x 4.54x CHF-50.65 Million
2019 6.66% 9.39% 0.17x 4.11x CHF-67.13 Million
2020 5.80% 9.23% 0.16x 3.95x CHF-89.05 Million
2021 5.48% 9.79% 0.16x 3.59x CHF-110.51 Million
2022 5.75% 9.57% 0.16x 3.78x CHF-96.66 Million
2023 5.66% 9.36% 0.16x 3.74x CHF-101.46 Million
2024 5.77% 9.17% 0.18x 3.51x CHF-107.94 Million
2025 5.88% 9.49% 0.18x 3.39x CHF-109.29 Million

Industry Comparison

This section compares Vaudoise Assurances Holding SA's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $12,772,460,000
  • Average return on equity (ROE) among peers: 8.99%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Vaudoise Assurances Holding SA (VAHN) CHF2.66 Billion 29.11% 2.39x $908.24 Million
Baloise Holding AG (BALN) $3.42 Billion 16.04% 21.82x $9.01 Billion
Helvetia Holding AG (HBAN) $13.76 Billion 4.01% 9.65x $20.98 Billion
Helvetia Holding AG (HELN) $5.93 Billion 6.84% 8.83x $19.58 Billion
Swiss Life Holding AG (SLHN) $7.44 Billion 7.53% 18.79x $23.60 Billion
Zurich Insurance Group AG (ZURN) $33.32 Billion 10.54% 10.27x $80.72 Billion

About Vaudoise Assurances Holding SA

SW:VAHN Switzerland Insurance - Diversified
Market Cap
$908.24 Million
CHF718.39 Million CHF
Market Cap Rank
#9515 Global
#122 in Switzerland
Share Price
CHF785.00
Change (1 day)
-1.13%
52-Week Range
CHF589.00 - CHF844.00
All Time High
CHF844.00
Categories
Companies in Switzerland Insurance - Diversified
About

Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. The company offers mobility insurance products, including car, motorcycle and scooter, classic car, motorhome, boat, and e-bike insurance, as well as legal protection for traffic; household and private liability, private building, construction, golf, valuable item, and pet insurance, as well as priva… Read more