Payment Financial Technologies Ltd (PMNT) — Defensive Interval Ratio

Latest as of December 2025: 548 days

Payment Financial Technologies Ltd (PMNT) has a Defensive Interval Ratio of 548 days as of December 2025. Defensive assets of ILA191.87 Million (cash ILA-, short-term investments ILA-, receivables ILA191.87 Million) cover 548 days of daily cash needs of ILA349.96K/day.

Defensive Interval Ratio

548 days
Days of operational coverage

Defensive Assets

ILA191.87 Million
Cash + ST Investments + Receivables

Daily Cash Need

ILA349.96K
Current Liabilities ÷ 365

Current Liabilities

ILA127.74 Million
ILA

Payment Financial Technologies Ltd Defensive Interval Ratio (2019–2025)

This chart shows how Payment Financial Technologies Ltd's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 548 days, meaning defensive assets of ILA191.87 Million can fund 548 days of operations without new revenue. For the complete balance sheet picture, see Payment Financial Technologies Ltd (PMNT) total assets.

Annual Defensive Interval Ratio for Payment Financial Technologies Ltd (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Payment Financial Technologies Ltd from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Payment Financial Technologies Ltd's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2025 548 days ILA191.87 Million ILA349.96K/day ILA- ILA- ▲ +14 days
2024 535 days ILA142.12 Million ILA265.86K/day ILA- ILA- ▲ +68 days
2023 467 days ILA157.21 Million ILA336.69K/day ILA- ILA- ▲ +40 days
2022 427 days ILA125.19 Million ILA293.10K/day ILA- ILA- ▲ +83 days
2021 344 days ILA9.17 Million ILA26.65K/day ILA- ILA- ▲ +283 days
2020 61 days ILA369.00K ILA6.07K/day ILA- ILA- ▼ -16 days
2019 76 days ILA361.00K ILA4.72K/day ILA- ILA200.00K —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)