Shanghai Commercial & Savings Bank Ltd Defensive Interval Ratio
Shanghai Commercial & Savings Bank Ltd defensive interval ratio. Shanghai Commercial & Savings Bank Ltd (5876) has a Defensive Interval Ratio of 43 days as of June 2026. Defensive assets of NT$9.74 Billion (cash NT$-, short-term investments NT$-, receivables NT$9.74 Billion) cover 43 days of daily cash needs of NT$224.04 Million/day. See 5876 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Shanghai Commercial & Savings Bank Ltd (2012–2025)
Defensive interval ratio of Shanghai Commercial & Savings Bank Ltd from 2012 to 2025. This chart shows how Shanghai Commercial & Savings Bank Ltd's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 43 days, meaning defensive assets of NT$9.74 Billion can fund 43 days of operations without new revenue. Check Shanghai Commercial & Savings Bank Ltd liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Shanghai Commercial & Savings Bank Ltd Defensive Interval Ratio by Year (2012–2025)
Shanghai Commercial & Savings Bank Ltd defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Shanghai Commercial & Savings Bank Ltd from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Shanghai Commercial & Savings Bank Ltd balance sheet assets.
| Year | DIR (days) | Defensive Assets (TWD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 380 days | NT$42.81 Billion | NT$112.76 Million/day | NT$- | NT$32.18 Billion | ▲ +375 days |
| 2024 | 4 days | NT$24.75 Billion | NT$5.83 Billion/day | NT$- | NT$- | ▲ +68 days |
| 2023 | -64 days | NT$-362.65 Billion | NT$5.66 Billion/day | NT$- | NT$-385.08 Billion | ▼ -68 days |
| 2022 | 3 days | NT$18.99 Billion | NT$5.49 Billion/day | NT$- | NT$- | ▲ +0 days |
| 2021 | 3 days | NT$15.22 Billion | NT$4.90 Billion/day | NT$- | NT$- | ▼ -1 days |
| 2020 | 4 days | NT$18.54 Billion | NT$4.83 Billion/day | NT$- | NT$- | ▲ +0 days |
| 2019 | 4 days | NT$17.80 Billion | NT$4.81 Billion/day | NT$- | NT$- | ▼ 0 days |
| 2018 | 4 days | NT$17.43 Billion | NT$4.41 Billion/day | NT$- | NT$438.02 Million | ▼ 0 days |
| 2017 | 4 days | NT$16.90 Billion | NT$4.02 Billion/day | NT$- | NT$195.06 Million | ▼ -5 days |
| 2016 | 10 days | NT$35.47 Billion | NT$3.71 Billion/day | NT$- | NT$20.15 Billion | ▲ +3 days |
| 2015 | 7 days | NT$25.36 Billion | NT$3.68 Billion/day | NT$- | NT$10.25 Billion | ▼ -10 days |
| 2014 | 17 days | NT$57.65 Billion | NT$3.47 Billion/day | NT$- | NT$38.26 Billion | ▲ +3 days |
| 2013 | 14 days | NT$45.44 Billion | NT$3.23 Billion/day | NT$- | NT$30.19 Billion | ▼ -5021 days |
| 2012 | 5035 days | NT$41.45 Billion | NT$8.23 Million/day | NT$- | NT$25.19 Billion | — |