Shanghai Commercial & Savings Bank Ltd (5876) — Defensive Interval Ratio

Latest as of June 2026: 43 days

Shanghai Commercial & Savings Bank Ltd (5876) has a Defensive Interval Ratio of 43 days as of June 2026. Defensive assets of NT$9.74 Billion (cash NT$-, short-term investments NT$-, receivables NT$9.74 Billion) cover 43 days of daily cash needs of NT$224.04 Million/day.

Defensive Interval Ratio

43 days
Days of operational coverage

Defensive Assets

NT$9.74 Billion
Cash + ST Investments + Receivables

Daily Cash Need

NT$224.04 Million
Current Liabilities ÷ 365

Current Liabilities

NT$81.77 Billion
TWD

Shanghai Commercial & Savings Bank Ltd Defensive Interval Ratio (2012–2025)

This chart shows how Shanghai Commercial & Savings Bank Ltd's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 43 days, meaning defensive assets of NT$9.74 Billion can fund 43 days of operations without new revenue. For the complete balance sheet picture, see 5876 current and non-current assets.

Annual Defensive Interval Ratio for Shanghai Commercial & Savings Bank Ltd (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Shanghai Commercial & Savings Bank Ltd from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Shanghai Commercial & Savings Bank Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (TWD) Daily Cash Need Cash ST Investments Change (days)
2025 380 days NT$42.81 Billion NT$112.76 Million/day NT$- NT$32.18 Billion ▲ +375 days
2024 4 days NT$24.75 Billion NT$5.83 Billion/day NT$- NT$- ▲ +68 days
2023 -64 days NT$-362.65 Billion NT$5.66 Billion/day NT$- NT$-385.08 Billion ▼ -68 days
2022 3 days NT$18.99 Billion NT$5.49 Billion/day NT$- NT$- ▲ +0 days
2021 3 days NT$15.22 Billion NT$4.90 Billion/day NT$- NT$- ▼ -1 days
2020 4 days NT$18.54 Billion NT$4.83 Billion/day NT$- NT$- ▲ +0 days
2019 4 days NT$17.80 Billion NT$4.81 Billion/day NT$- NT$- ▼ 0 days
2018 4 days NT$17.43 Billion NT$4.41 Billion/day NT$- NT$438.02 Million ▼ 0 days
2017 4 days NT$16.90 Billion NT$4.02 Billion/day NT$- NT$195.06 Million ▼ -5 days
2016 10 days NT$35.47 Billion NT$3.71 Billion/day NT$- NT$20.15 Billion ▲ +3 days
2015 7 days NT$25.36 Billion NT$3.68 Billion/day NT$- NT$10.25 Billion ▼ -10 days
2014 17 days NT$57.65 Billion NT$3.47 Billion/day NT$- NT$38.26 Billion ▲ +3 days
2013 14 days NT$45.44 Billion NT$3.23 Billion/day NT$- NT$30.19 Billion ▼ -5021 days
2012 5035 days NT$41.45 Billion NT$8.23 Million/day NT$- NT$25.19 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)