Beforepay Group Ltd (B4P) — Financial Flexibility Index

Latest as of December 2025: -0.10x

Beforepay Group Ltd (B4P) has a Financial Flexibility Index of -0.10x as of December 2025. Free cash flow of AU$-3.50 Million (operating CF AU$-3.54 Million minus capex AU$35.10K) represents 0% of total liabilities (AU$35.83 Million). Check B4P total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$-3.50 Million
Operating CF − Capex

Total Liabilities

AU$35.83 Million
AUD

Capital Expenditures

AU$35.10K
AUD

Beforepay Group Ltd Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Beforepay Group Ltd across 7 annual periods. For the full cash flow conversion analysis, see Beforepay Group Ltd (B4P) cash flow conversion.

Annual Financial Flexibility Index for Beforepay Group Ltd (2019–2025)

Year-by-year free cash flow to debt coverage for Beforepay Group Ltd. Explore B4P operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2025 0.23x AU$8.38 Million AU$4.86 Million AU$36.29 Million ▲ +445.4%
2024 -0.07x AU$-2.87 Million AU$-4.04 Million AU$42.96 Million ▲ +86.2%
2023 -0.48x AU$-18.52 Million AU$-18.53 Million AU$38.35 Million ▲ +66.2%
2022 -1.43x AU$-36.06 Million AU$-36.20 Million AU$25.27 Million ▲ +44.5%
2021 -2.57x AU$-21.62 Million AU$-21.85 Million AU$8.41 Million ▲ +65.9%
2020 -7.54x AU$-1.25 Million AU$-1.68 Million AU$165.46K ▲ +84.1%
2019 -47.31x AU$-811.93K AU$-837.54K AU$17.16K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities