Smartgroup Corporation Ltd (SIQ) — Financial Flexibility Index

Latest as of December 2025: 0.18x

Smartgroup Corporation Ltd (SIQ) has a Financial Flexibility Index of 0.18x as of December 2025. Free cash flow of AU$80.84 Million (operating CF AU$70.22 Million minus capex AU$10.63 Million) represents 0% of total liabilities (AU$437.33 Million). Check how aggressively does Smartgroup Corporation Ltd reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.18x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$80.84 Million
Operating CF − Capex

Total Liabilities

AU$437.33 Million
AUD

Capital Expenditures

AU$10.63 Million
AUD

Smartgroup Corporation Ltd Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Smartgroup Corporation Ltd across 13 annual periods. For the full cash flow conversion analysis, see SIQ cash generation efficiency.

Annual Financial Flexibility Index for Smartgroup Corporation Ltd (2013–2025)

Year-by-year free cash flow to debt coverage for Smartgroup Corporation Ltd. Explore SIQ operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2025 0.31x AU$137.28 Million AU$123.68 Million AU$437.33 Million ▲ +17.4%
2024 0.27x AU$105.61 Million AU$77.54 Million AU$395.07 Million ▼ -38.7%
2023 0.44x AU$75.75 Million AU$67.23 Million AU$173.71 Million ▼ -11.6%
2022 0.49x AU$81.68 Million AU$66.75 Million AU$165.50 Million ▲ +240.3%
2021 0.15x AU$20.60 Million AU$12.67 Million AU$142.03 Million ▼ -65.9%
2020 0.42x AU$58.40 Million AU$57.24 Million AU$137.51 Million ▼ -19.6%
2019 0.53x AU$103.59 Million AU$102.71 Million AU$196.20 Million ▲ +65.8%
2018 0.32x AU$54.67 Million AU$54.24 Million AU$171.68 Million ▲ +20.2%
2017 0.26x AU$69.41 Million AU$68.99 Million AU$261.98 Million ▲ +42.5%
2016 0.19x AU$45.43 Million AU$44.75 Million AU$244.37 Million ▼ -38.2%
2015 0.30x AU$25.59 Million AU$25.07 Million AU$85.03 Million ▲ +6.7%
2014 0.28x AU$12.57 Million AU$11.07 Million AU$44.59 Million ▼ -26.8%
2013 0.39x AU$15.49 Million AU$15.29 Million AU$40.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities