BBVA Banco Frances SA (BBAR) — Financial Flexibility Index

Latest as of December 2025: 0.04x

BBVA Banco Frances SA (BBAR) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of AR$831.14 Billion (operating CF AR$719.48 Billion minus capex AR$111.66 Billion) represents 0% of total liabilities (AR$21.87 Trillion). Check BBVA Banco Frances SA strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

AR$831.14 Billion
Operating CF − Capex

Total Liabilities

AR$21.87 Trillion
ARS

Capital Expenditures

AR$111.66 Billion
ARS

BBVA Banco Frances SA Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for BBVA Banco Frances SA across 9 annual periods. See BBVA Banco Frances SA (BBAR) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for BBVA Banco Frances SA (2017–2025)

Year-by-year free cash flow to debt coverage for BBVA Banco Frances SA. For the full company profile including market capitalisation, see BBAR market cap overview.

Year Flexibility Index Free Cash Flow (ARS) Operating CF Total Liabilities YoY Change
2025 0.06x AR$1.22 Trillion AR$1.00 Trillion AR$21.87 Trillion ▼ -67.8%
2024 0.17x AR$2.75 Trillion AR$2.59 Trillion AR$15.92 Trillion ▲ +174.9%
2023 0.06x AR$643.38 Billion AR$601.23 Billion AR$10.22 Trillion ▲ +140.8%
2022 0.03x AR$129.43 Billion AR$113.02 Billion AR$4.95 Trillion ▲ +115.6%
2021 -0.17x AR$-145.78 Billion AR$-153.82 Billion AR$867.58 Billion ▲ +70.7%
2020 -0.57x AR$-332.03 Billion AR$-336.28 Billion AR$578.48 Billion ▼ -1259.2%
2019 0.05x AR$18.31 Billion AR$14.23 Billion AR$369.83 Billion ▼ -52.1%
2018 0.10x AR$32.65 Billion AR$29.72 Billion AR$316.00 Billion ▲ +131.0%
2017 -0.33x AR$-66.24 Billion AR$-70.07 Billion AR$198.97 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities