INTERCORP FIN.SERV. O.N. (9IFA) — Financial Flexibility Index

Latest as of June 2026: 0.03x

INTERCORP FIN.SERV. O.N. (9IFA) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of €2.89 Billion (operating CF €2.80 Billion minus capex €88.84 Million) represents 0% of total liabilities (€92.41 Billion). Check INTERCORP FIN.SERV. O.N. (9IFA) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€2.89 Billion
Operating CF − Capex

Total Liabilities

€92.41 Billion
EUR

Capital Expenditures

€88.84 Million
EUR

INTERCORP FIN.SERV. O.N. Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for INTERCORP FIN.SERV. O.N. across 5 annual periods. For the full cash flow conversion analysis, see INTERCORP FIN.SERV. O.N. cash conversion from operations.

Annual Financial Flexibility Index for INTERCORP FIN.SERV. O.N. (2021–2025)

Year-by-year free cash flow to debt coverage for INTERCORP FIN.SERV. O.N.. Explore INTERCORP FIN.SERV. O.N. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.03x €2.35 Billion €1.83 Billion €86.68 Billion ▼ -29.6%
2024 0.04x €3.26 Billion €2.91 Billion €84.53 Billion ▼ -7.0%
2023 0.04x €3.30 Billion €2.88 Billion €79.62 Billion ▲ +598.4%
2022 -0.01x €-649.77 Million €-1.01 Billion €78.06 Billion ▼ -142.2%
2021 0.02x €1.60 Billion €1.35 Billion €81.22 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities