INTERCORP FIN.SERV. O.N. (9IFA) — Financial Flexibility Index

Latest as of December 2025: 0.04x

INTERCORP FIN.SERV. O.N. (9IFA) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of €3.10 Billion (operating CF €2.86 Billion minus capex €236.76 Million) represents 0% of total liabilities (€86.68 Billion). Check strategic asset allocation of INTERCORP FIN.SERV. O.N. to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

€3.10 Billion
Operating CF − Capex

Total Liabilities

€86.68 Billion
EUR

Capital Expenditures

€236.76 Million
EUR

INTERCORP FIN.SERV. O.N. Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for INTERCORP FIN.SERV. O.N. across 5 annual periods. See INTERCORP FIN.SERV. O.N. balance sheet quality to measure how much of total assets are equity-financed.

Annual Financial Flexibility Index for INTERCORP FIN.SERV. O.N. (2021–2025)

Year-by-year free cash flow to debt coverage for INTERCORP FIN.SERV. O.N.. For the full company profile including market capitalisation, see INTERCORP FIN.SERV. O.N. (9IFA) total market value.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.03x €2.35 Billion €1.83 Billion €86.68 Billion ▼ -29.6%
2024 0.04x €3.26 Billion €2.91 Billion €84.53 Billion ▼ -7.0%
2023 0.04x €3.30 Billion €2.88 Billion €79.62 Billion ▲ +598.4%
2022 -0.01x €-649.77 Million €-1.01 Billion €78.06 Billion ▼ -142.2%
2021 0.02x €1.60 Billion €1.35 Billion €81.22 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities