Yapi ve Kredi Bankasi AS (YKBNK) — Financial Flexibility Index

Latest as of December 2025: -0.04x

Yapi ve Kredi Bankasi AS (YKBNK) has a Financial Flexibility Index of -0.04x as of December 2025. Free cash flow of TL-118.32 Billion (operating CF TL-120.55 Billion minus capex TL2.23 Billion) represents 0% of total liabilities (TL3.27 Trillion). Check Yapi ve Kredi Bankasi AS total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

TL-118.32 Billion
Operating CF − Capex

Total Liabilities

TL3.27 Trillion
TRY

Capital Expenditures

TL2.23 Billion
TRY

Yapi ve Kredi Bankasi AS Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for Yapi ve Kredi Bankasi AS across 12 annual periods. For the full cash flow conversion analysis, see Yapi ve Kredi Bankasi AS (YKBNK) cash conversion ratio.

Annual Financial Flexibility Index for Yapi ve Kredi Bankasi AS (2014–2025)

Year-by-year free cash flow to debt coverage for Yapi ve Kredi Bankasi AS. Explore debt repayment capacity of Yapi ve Kredi Bankasi AS to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (TRY) Operating CF Total Liabilities YoY Change
2025 -0.03x TL-110.57 Billion TL-116.81 Billion TL3.27 Trillion ▼ -298.5%
2024 0.02x TL40.25 Billion TL35.32 Billion TL2.36 Trillion ▼ -84.5%
2023 0.11x TL185.67 Billion TL183.45 Billion TL1.68 Trillion ▲ +148.7%
2022 -0.23x TL-239.59 Billion TL-241.20 Billion TL1.06 Trillion ▼ -28.2%
2021 -0.18x TL-126.71 Billion TL-127.51 Billion TL717.33 Billion ▼ -66.0%
2020 -0.11x TL-46.69 Billion TL-47.30 Billion TL438.92 Billion ▼ -1789.5%
2019 0.01x TL2.33 Billion TL1.76 Billion TL370.00 Billion ▲ +106.5%
2018 -0.10x TL-32.15 Billion TL-32.71 Billion TL334.37 Billion ▼ -170.4%
2017 -0.04x TL-10.31 Billion TL-10.73 Billion TL289.96 Billion ▲ +66.3%
2016 -0.11x TL-25.84 Billion TL-26.23 Billion TL245.01 Billion ▼ -22.5%
2015 -0.09x TL-18.26 Billion TL-18.76 Billion TL212.18 Billion ▲ +23.8%
2014 -0.11x TL-19.74 Billion TL-20.22 Billion TL174.75 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities