Yapi ve Kredi Bankasi AS (YKBNK) — Financial Flexibility Index
Yapi ve Kredi Bankasi AS (YKBNK) has a Financial Flexibility Index of -0.04x as of December 2025. Free cash flow of TL-118.32 Billion (operating CF TL-120.55 Billion minus capex TL2.23 Billion) represents 0% of total liabilities (TL3.27 Trillion). Check strategic asset allocation of Yapi ve Kredi Bankasi AS to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Yapi ve Kredi Bankasi AS Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Yapi ve Kredi Bankasi AS across 12 annual periods. See YKBNK working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Yapi ve Kredi Bankasi AS (2014–2025)
Year-by-year free cash flow to debt coverage for Yapi ve Kredi Bankasi AS. For the full company profile including market capitalisation, see Yapi ve Kredi Bankasi AS (YKBNK) total market value.
| Year | Flexibility Index | Free Cash Flow (TRY) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | TL-110.57 Billion | TL-116.81 Billion | TL3.27 Trillion | ▼ -298.5% |
| 2024 | 0.02x | TL40.25 Billion | TL35.32 Billion | TL2.36 Trillion | ▼ -84.5% |
| 2023 | 0.11x | TL185.67 Billion | TL183.45 Billion | TL1.68 Trillion | ▲ +148.7% |
| 2022 | -0.23x | TL-239.59 Billion | TL-241.20 Billion | TL1.06 Trillion | ▼ -28.2% |
| 2021 | -0.18x | TL-126.71 Billion | TL-127.51 Billion | TL717.33 Billion | ▼ -66.0% |
| 2020 | -0.11x | TL-46.69 Billion | TL-47.30 Billion | TL438.92 Billion | ▼ -1789.5% |
| 2019 | 0.01x | TL2.33 Billion | TL1.76 Billion | TL370.00 Billion | ▲ +106.5% |
| 2018 | -0.10x | TL-32.15 Billion | TL-32.71 Billion | TL334.37 Billion | ▼ -170.4% |
| 2017 | -0.04x | TL-10.31 Billion | TL-10.73 Billion | TL289.96 Billion | ▲ +66.3% |
| 2016 | -0.11x | TL-25.84 Billion | TL-26.23 Billion | TL245.01 Billion | ▼ -22.5% |
| 2015 | -0.09x | TL-18.26 Billion | TL-18.76 Billion | TL212.18 Billion | ▲ +23.8% |
| 2014 | -0.11x | TL-19.74 Billion | TL-20.22 Billion | TL174.75 Billion | — |