Yapi ve Kredi Bankasi AS Net Assets

Latest as of December 2025: TL255.62 Billion TRY ≈ $5.73 Billion USD

Yapi ve Kredi Bankasi AS net assets. Based on the latest financial reports, Yapi ve Kredi Bankasi AS (YKBNK) has net assets worth TL255.62 Billion TRY (≈ $5.73 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL3.52 Trillion ≈ $78.90 Billion USD) and total liabilities (TL3.27 Trillion ≈ $73.18 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Yapi ve Kredi Bankasi AS annual equity growth to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	TL255.62 Billion
% of Total Assets	7.26%
Annual Growth Rate	-29.69%
5-Year Change	302.62%
10-Year Change	878.58%
Growth Volatility	43.54

Net Assets of Yapi ve Kredi Bankasi AS (2000–2025)

Net assets of Yapi ve Kredi Bankasi AS from 2000 to 2025. This chart illustrates how Yapi ve Kredi Bankasi AS's net assets have evolved over time, based on quarterly financial data. See net asset quality index of Yapi ve Kredi Bankasi AS to measure how much of total assets are equity-financed.

Annual Net Assets for Yapi ve Kredi Bankasi AS (2000–2025)

The table below shows the annual net assets of Yapi ve Kredi Bankasi AS from 2000 to 2025. For live market cap and overall valuation, see Yapi ve Kredi Bankasi AS market capitalisation.

Year	Net Assets	Change
2025-12-31	TL255.62 Billion ≈ $5.73 Billion	+32.57%
2024-12-31	TL192.81 Billion ≈ $4.32 Billion	+7.79%
2023-12-31	TL178.88 Billion ≈ $4.01 Billion	+41.67%
2022-12-31	TL126.26 Billion ≈ $2.83 Billion	+98.87%
2021-12-31	TL63.49 Billion ≈ $1.42 Billion	+33.47%
2020-12-31	TL47.57 Billion ≈ $1.07 Billion	+15.48%
2019-12-31	TL41.19 Billion ≈ $922.58 Million	+5.60%
2018-12-31	TL39.01 Billion ≈ $873.66 Million	+29.58%
2017-12-31	TL30.10 Billion ≈ $674.20 Million	+15.24%
2016-12-31	TL26.12 Billion ≈ $585.05 Million	+13.15%
2015-12-31	TL23.09 Billion ≈ $517.08 Million	+14.21%
2014-12-31	TL20.21 Billion ≈ $452.73 Million	+10.54%
2013-12-31	TL18.29 Billion ≈ $409.55 Million	+10.53%
2012-12-31	TL16.54 Billion ≈ $370.52 Million	+27.91%
2011-12-31	TL12.93 Billion ≈ $289.67 Million	+18.18%
2010-12-31	TL10.94 Billion ≈ $245.11 Million	+25.70%
2009-12-31	TL8.71 Billion ≈ $195.00 Million	+23.69%
2008-12-31	TL7.04 Billion ≈ $157.66 Million	+38.93%
2007-12-31	TL5.07 Billion ≈ $113.48 Million	+25.58%
2006-12-31	TL4.03 Billion ≈ $90.37 Million	+152.00%
2005-12-31	TL1.60 Billion ≈ $35.86 Million	-100.00%
2004-12-31	TL3407.32 Trillion ≈ $76.32 Trillion	+14.64%
2003-12-31	TL2972.18 Trillion ≈ $66.57 Trillion	+19.58%
2002-12-31	TL2485.54 Trillion ≈ $55.67 Trillion	+97.32%
2001-12-31	TL1259.68 Trillion ≈ $28.21 Trillion	-26.26%
2000-12-31	TL1708.26 Trillion ≈ $38.26 Trillion	--

Equity Component Analysis

This analysis shows how different components contribute to Yapi ve Kredi Bankasi AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Yapi ve Kredi Bankasi AS Net Assets Breakdown (December 2025)

Yapi ve Kredi Bankasi AS net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	TL48.73 Billion	19.06%
Other Components	TL206.88 Billion	80.94%
Total Equity	TL255.61 Billion	100.00%

Yapi ve Kredi Bankasi AS Competitors by Market Cap

The table below lists competitors of Yapi ve Kredi Bankasi AS ranked by their market capitalization.

Company	Market Cap
Thai Beverage Public Company Limited F:T6W	$7.05 Billion
Vanguard International Semiconductor TWO:5347	$7.06 Billion
COM.INTL BK GDR S LE 10 F:CIN	$7.06 Billion
Impulsora del Desarrollo y el Empleo en América Latina S.A.B. de C.V MX:IDEALB-1	$7.07 Billion
MINERAL RES. UNSP.ADR/1 F:F5J0	$7.04 Billion
Macerich Company NYSE:MAC	$7.04 Billion
Light & Wonder Inc NASDAQ:LNW	$7.03 Billion
Goldenmax International Technology Ltd SHE:002636	$7.03 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Yapi ve Kredi Bankasi AS's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 192,808,874,000 to 255,609,879,000, a change of 62,801,005,000 (32.6%).
Net income of 47,090,151,000 contributed positively to equity growth.
Other factors increased equity by 15,710,854,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	TL47.09 Billion	+18.42%
Other Changes	TL15.71 Billion	+6.15%
Total Change	TL-	32.57%

Book Value vs Market Value Analysis

This analysis compares Yapi ve Kredi Bankasi AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.23x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 8.35x to 1.23x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	TL4.46	TL37.24	x
2018-12-31	TL4.62	TL37.24	x
2019-12-31	TL4.88	TL37.24	x
2020-12-31	TL5.63	TL37.24	x
2021-12-31	TL7.52	TL37.24	x
2022-12-31	TL14.95	TL37.24	x
2023-12-31	TL21.18	TL37.24	x
2024-12-31	TL22.83	TL37.24	x
2025-12-31	TL30.26	TL37.24	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Yapi ve Kredi Bankasi AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 18.42%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 19.73%
• Asset Turnover: 0.07x
• Equity Multiplier: 13.78x
Recent ROE (18.42%) is above the historical average (16.79%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	7.35%	6.05%	0.23x	5.27x	TL-44.53 Trillion
2002	37.55%	20.18%	0.22x	8.29x	TL661.44 Trillion
2003	3.34%	2.26%	0.19x	7.80x	TL-190.99 Trillion
2006	15.15%	10.75%	0.09x	15.16x	TL179.72 Million
2007	18.22%	10.98%	0.14x	11.69x	TL392.40 Million
2008	18.03%	13.30%	0.14x	9.99x	TL561.89 Million
2009	17.83%	16.15%	0.13x	8.21x	TL677.63 Million
2010	20.48%	26.87%	0.09x	8.43x	TL1.14 Billion
2011	18.60%	29.54%	0.07x	9.02x	TL1.11 Billion
2012	13.90%	23.15%	0.08x	7.94x	TL642.16 Million
2013	12.76%	15.83%	0.09x	8.77x	TL504.64 Million
2014	10.17%	14.06%	0.07x	9.65x	TL34.69 Million
2015	8.27%	25.24%	0.03x	10.19x	TL-399.91 Million
2016	11.23%	24.82%	0.04x	10.38x	TL320.73 Million
2017	12.01%	26.65%	0.04x	10.63x	TL603.95 Million
2018	11.97%	23.43%	0.05x	9.57x	TL766.76 Million
2019	8.74%	17.03%	0.05x	9.98x	TL-519.03 Million
2020	10.68%	19.67%	0.05x	10.23x	TL322.76 Million
2021	16.52%	29.96%	0.04x	12.30x	TL4.14 Billion
2022	41.77%	48.38%	0.09x	9.38x	TL40.12 Billion
2023	38.02%	43.42%	0.08x	10.42x	TL50.12 Billion
2024	15.05%	19.34%	0.06x	13.25x	TL9.74 Billion
2025	18.42%	19.73%	0.07x	13.78x	TL21.53 Billion

Industry Comparison

This section compares Yapi ve Kredi Bankasi AS's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $29,740,107,542,900
Average return on equity (ROE) among peers: 18.05%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Yapi ve Kredi Bankasi AS (YKBNK)	TL255.62 Billion	7.35%	12.78x	$7.05 Billion
Akbank TAS (AKBNK)	$211.22 Billion	31.48%	8.02x	$8.00 Billion
Albaraka Turk Katilim Bankasi AS (ALBRK)	$2.27 Billion	9.66%	13.43x	$471.47 Million
Turkiye Garanti Bankasi A.S. (GARAN)	$21.94 Billion	15.34%	7.09x	$13.57 Billion
Turkiye Halk Bankasi (HALKB)	$44.01 Billion	4.17%	20.17x	$6.60 Billion
ICBC Turkey Bank AS (ICBCT)	$4.84 Billion	0.44%	19.84x	$257.34 Million
Turkiye Is Bankasi AS Class C (ISCTR)	$210.05 Billion	29.33%	7.17x	$7.44 Billion
Turkiye Kalkinma Bankasi AS (KLNMA)	$3.59 Billion	13.99%	6.82x	$1.50 Billion
Qnb Finansbank AS (QNBTR)	$172.92 Billion	27.65%	10.05x	$19.44 Billion
Haci Omer Sabanci Holding AS (SAHOL)	$200.23 Billion	21.89%	5.22x	$4.04 Billion
Sekerbank TAS (SKBNK)	$296.53 Trillion	26.58%	9.96x	$204.94 Million

About Yapi ve Kredi Bankasi AS

IS:YKBNK Turkey Banks - Regional

Market Cap

$7.05 Billion

TL314.57 Billion TRY

Market Cap Rank

#2766 Global

#12 in Turkey

Share Price

TL37.24

Change (1 day)

+1.97%

52-Week Range

TL31.00 - TL44.02

All Time High

TL44.02