Bank Amar Indonesia (AMAR) — Financial Flexibility Index
Bank Amar Indonesia (AMAR) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of Rp74.39 Billion (operating CF Rp73.38 Billion minus capex Rp1.01 Billion) represents 0% of total liabilities (Rp2.21 Trillion). Check AMAR total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Amar Indonesia Financial Flexibility Index (2016–2024)
Historical Financial Flexibility Index trend for Bank Amar Indonesia across 9 annual periods. For the full cash flow conversion analysis, see Bank Amar Indonesia (AMAR) cash flow conversion.
Annual Financial Flexibility Index for Bank Amar Indonesia (2016–2024)
Year-by-year free cash flow to debt coverage for Bank Amar Indonesia . Explore debt repayment capacity of Bank Amar Indonesia to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.42x | Rp635.86 Billion | Rp632.97 Billion | Rp1.53 Trillion | ▲ +255.9% |
| 2023 | -0.27x | Rp-289.23 Billion | Rp-292.93 Billion | Rp1.08 Trillion | ▲ +86.9% |
| 2022 | -2.04x | Rp-2.70 Trillion | Rp-2.71 Trillion | Rp1.33 Trillion | ▼ -1808.8% |
| 2021 | 0.12x | Rp492.74 Billion | Rp485.70 Billion | Rp4.14 Trillion | ▼ -52.5% |
| 2020 | 0.25x | Rp750.35 Billion | Rp745.70 Billion | Rp2.99 Trillion | ▼ -4.3% |
| 2019 | 0.26x | Rp622.08 Billion | Rp614.82 Billion | Rp2.37 Trillion | ▲ +4867.7% |
| 2018 | 0.01x | Rp7.23 Billion | Rp3.11 Billion | Rp1.37 Trillion | ▼ -93.8% |
| 2017 | 0.08x | Rp31.22 Billion | Rp30.10 Billion | Rp367.45 Billion | ▲ +175.3% |
| 2016 | -0.11x | Rp-8.52 Billion | Rp-10.28 Billion | Rp75.59 Billion | — |