Bank Amar Indonesia  (AMAR) — Financial Flexibility Index

Latest as of June 2025: 0.03x

Bank Amar Indonesia  (AMAR) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of Rp74.39 Billion (operating CF Rp73.38 Billion minus capex Rp1.01 Billion) represents 0% of total liabilities (Rp2.21 Trillion). Check Bank Amar Indonesia  PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp74.39 Billion
Operating CF − Capex

Total Liabilities

Rp2.21 Trillion
IDR

Capital Expenditures

Rp1.01 Billion
IDR

Bank Amar Indonesia  Financial Flexibility Index (2016–2024)

Historical Financial Flexibility Index trend for Bank Amar Indonesia  across 9 annual periods. See AMAR net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Bank Amar Indonesia  (2016–2024)

Year-by-year free cash flow to debt coverage for Bank Amar Indonesia . For the full company profile including market capitalisation, see AMAR market cap.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 0.42x Rp635.86 Billion Rp632.97 Billion Rp1.53 Trillion ▲ +255.9%
2023 -0.27x Rp-289.23 Billion Rp-292.93 Billion Rp1.08 Trillion ▲ +86.9%
2022 -2.04x Rp-2.70 Trillion Rp-2.71 Trillion Rp1.33 Trillion ▼ -1808.8%
2021 0.12x Rp492.74 Billion Rp485.70 Billion Rp4.14 Trillion ▼ -52.5%
2020 0.25x Rp750.35 Billion Rp745.70 Billion Rp2.99 Trillion ▼ -4.3%
2019 0.26x Rp622.08 Billion Rp614.82 Billion Rp2.37 Trillion ▲ +4867.7%
2018 0.01x Rp7.23 Billion Rp3.11 Billion Rp1.37 Trillion ▼ -93.8%
2017 0.08x Rp31.22 Billion Rp30.10 Billion Rp367.45 Billion ▲ +175.3%
2016 -0.11x Rp-8.52 Billion Rp-10.28 Billion Rp75.59 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities