Tifa Finance Tbk (TIFA) — Financial Flexibility Index

Latest as of June 2026: -0.16x

Tifa Finance Tbk (TIFA) has a Financial Flexibility Index of -0.16x as of June 2026. Free cash flow of Rp-120.18 Billion (operating CF Rp-122.62 Billion minus capex Rp2.45 Billion) represents 0% of total liabilities (Rp752.56 Billion). Check Tifa Finance Tbk total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.16x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-120.18 Billion
Operating CF − Capex

Total Liabilities

Rp752.56 Billion
IDR

Capital Expenditures

Rp2.45 Billion
IDR

Tifa Finance Tbk Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Tifa Finance Tbk across 13 annual periods. For the full cash flow conversion analysis, see TIFA cash generation efficiency.

Annual Financial Flexibility Index for Tifa Finance Tbk (2013–2025)

Year-by-year free cash flow to debt coverage for Tifa Finance Tbk. Explore TIFA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.07x Rp59.85 Billion Rp59.67 Billion Rp822.33 Billion ▲ +162.9%
2024 -0.12x Rp-97.51 Billion Rp-98.08 Billion Rp842.44 Billion ▲ +62.6%
2023 -0.31x Rp-201.49 Billion Rp-204.74 Billion Rp651.59 Billion ▲ +22.4%
2022 -0.40x Rp-203.87 Billion Rp-204.51 Billion Rp511.31 Billion ▲ +26.2%
2021 -0.54x Rp-196.43 Billion Rp-201.33 Billion Rp363.49 Billion ▼ -221.7%
2020 0.44x Rp328.06 Billion Rp327.26 Billion Rp738.62 Billion ▲ +29.2%
2019 0.34x Rp289.29 Billion Rp288.44 Billion Rp841.36 Billion ▼ -60.7%
2018 0.88x Rp94.57 Billion Rp94.34 Billion Rp107.97 Billion ▲ +165.4%
2017 0.33x Rp35.63 Billion Rp-117.75 Billion Rp107.97 Billion ▼ -88.5%
2016 2.86x Rp308.63 Billion Rp90.03 Billion Rp107.97 Billion ▲ +582.3%
2015 0.42x Rp439.81 Billion Rp100.97 Billion Rp1.05 Trillion ▲ +113.0%
2014 0.20x Rp156.03 Billion Rp86.24 Billion Rp793.25 Billion ▼ -55.5%
2013 0.44x Rp340.60 Billion Rp236.68 Billion Rp770.09 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities