Verena Multi Finance Tbk (VRNA) — Financial Flexibility Index

Latest as of September 2025: 0.03x

Verena Multi Finance Tbk (VRNA) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of Rp64.22 Billion (operating CF Rp63.27 Billion minus capex Rp949.43 Million) represents 0% of total liabilities (Rp2.32 Trillion). Check Verena Multi Finance Tbk investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp64.22 Billion
Operating CF − Capex

Total Liabilities

Rp2.32 Trillion
IDR

Capital Expenditures

Rp949.43 Million
IDR

Verena Multi Finance Tbk Financial Flexibility Index (2012–2024)

Historical Financial Flexibility Index trend for Verena Multi Finance Tbk across 13 annual periods. For the full cash flow conversion analysis, see Verena Multi Finance Tbk cash flow conversion.

Annual Financial Flexibility Index for Verena Multi Finance Tbk (2012–2024)

Year-by-year free cash flow to debt coverage for Verena Multi Finance Tbk. Explore VRNA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 -0.16x Rp-399.47 Billion Rp-407.58 Billion Rp2.47 Trillion ▼ -10.1%
2023 -0.15x Rp-300.52 Billion Rp-310.99 Billion Rp2.04 Trillion ▼ -1323.4%
2022 0.01x Rp21.36 Billion Rp-3.65 Billion Rp1.78 Trillion ▼ -93.8%
2021 0.19x Rp327.38 Billion Rp317.81 Billion Rp1.70 Trillion ▲ +15746.2%
2020 0.00x Rp-2.52 Billion Rp-8.27 Billion Rp2.05 Trillion ▼ -101.0%
2019 0.12x Rp237.29 Billion Rp216.39 Billion Rp1.98 Trillion ▲ +278.5%
2018 -0.07x Rp-86.74 Billion Rp-88.78 Billion Rp1.29 Trillion ▼ -177.8%
2017 0.09x Rp110.82 Billion Rp106.42 Billion Rp1.29 Trillion ▲ +5.4%
2016 0.08x Rp122.96 Billion Rp118.57 Billion Rp1.50 Trillion ▼ -41.7%
2015 0.14x Rp225.83 Billion Rp208.86 Billion Rp1.61 Trillion ▲ +673.2%
2014 -0.02x Rp-45.80 Billion Rp-51.32 Billion Rp1.87 Trillion ▲ +72.0%
2013 -0.09x Rp-161.40 Billion Rp-173.91 Billion Rp1.84 Trillion ▲ +56.2%
2012 -0.20x Rp-346.68 Billion Rp-363.62 Billion Rp1.74 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities