Samsung Card Co. Ltd. (029780) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Samsung Card Co. Ltd. (029780) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of ₩222.34 Billion (operating CF ₩213.51 Billion minus capex ₩8.83 Billion) represents 0% of total liabilities (₩23.31 Trillion). Check Samsung Card Co. Ltd. (029780) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

₩222.34 Billion
Operating CF − Capex

Total Liabilities

₩23.31 Trillion
KRW

Capital Expenditures

₩8.83 Billion
KRW

Samsung Card Co. Ltd. Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Samsung Card Co. Ltd. across 13 annual periods. For the full cash flow conversion analysis, see Samsung Card Co. Ltd. cash flow conversion.

Annual Financial Flexibility Index for Samsung Card Co. Ltd. (2013–2025)

Year-by-year free cash flow to debt coverage for Samsung Card Co. Ltd.. Explore how well can Samsung Card Co. Ltd. service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (KRW) Operating CF Total Liabilities YoY Change
2025 -0.06x ₩-1.52 Trillion ₩-1.58 Trillion ₩23.31 Trillion ▼ -71.5%
2024 -0.04x ₩-796.13 Billion ₩-837.75 Billion ₩21.01 Trillion ▼ -156.7%
2023 0.07x ₩1.38 Trillion ₩1.34 Trillion ₩20.67 Trillion ▲ +217.4%
2022 -0.06x ₩-1.24 Trillion ₩-1.25 Trillion ₩21.73 Trillion ▲ +56.8%
2021 -0.13x ₩-2.59 Trillion ₩-2.59 Trillion ₩19.63 Trillion ▼ -183.4%
2020 -0.05x ₩-756.91 Billion ₩-769.42 Billion ₩16.28 Trillion ▼ -159.6%
2019 0.08x ₩1.18 Trillion ₩1.17 Trillion ₩15.14 Trillion ▲ +425.2%
2018 -0.02x ₩-390.35 Billion ₩-403.12 Billion ₩16.27 Trillion ▲ +61.6%
2017 -0.06x ₩-1.01 Trillion ₩-1.02 Trillion ₩16.15 Trillion ▲ +7.7%
2016 -0.07x ₩-1.03 Trillion ₩-1.10 Trillion ₩15.29 Trillion ▼ -125.2%
2015 -0.03x ₩-372.21 Billion ₩-404.08 Billion ₩12.38 Trillion ▲ +70.1%
2014 -0.10x ₩-1.14 Trillion ₩-1.19 Trillion ₩11.35 Trillion ▼ -387.2%
2013 0.04x ₩363.18 Billion ₩349.00 Billion ₩10.36 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities