Lloyds Banking Group plc (LYGN) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Lloyds Banking Group plc (LYGN) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of MX$12.02 Billion (operating CF MX$5.70 Billion minus capex MX$6.32 Billion) represents 0% of total liabilities (MX$896.21 Billion). Check Lloyds Banking Group plc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

MX$12.02 Billion
Operating CF − Capex

Total Liabilities

MX$896.21 Billion
MXN

Capital Expenditures

MX$6.32 Billion
MXN

Lloyds Banking Group plc Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Lloyds Banking Group plc across 19 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Lloyds Banking Group plc.

Annual Financial Flexibility Index for Lloyds Banking Group plc (2013–2025)

Year-by-year free cash flow to debt coverage for Lloyds Banking Group plc. Explore debt repayment capacity of Lloyds Banking Group plc to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (MXN) Operating CF Total Liabilities YoY Change
2025 0.01x MX$12.02 Billion MX$5.70 Billion MX$896.21 Billion ▲ +839.0%
2024 0.00x MX$1.23 Billion MX$-4.39 Billion MX$860.81 Billion ▼ -90.3%
2023 0.01x MX$12.27 Billion MX$6.81 Billion MX$834.09 Billion ▲ +22.2%
2022 0.01x MX$9.99 Billion MX$6.13 Billion MX$830.31 Billion ▲ +173.9%
2021 -0.02x MX$-13.57 Billion MX$-16.80 Billion MX$833.37 Billion ▼ -21.3%
2020 -0.01x MX$-11.04 Billion MX$-13.94 Billion MX$821.86 Billion ▼ -177.5%
2019 0.02x MX$13.62 Billion MX$10.17 Billion MX$786.09 Billion ▲ +266.3%
2018 -0.01x MX$-7.79 Billion MX$-11.30 Billion MX$747.40 Billion ▲ +49.9%
2017 -0.02x MX$-15.87 Billion MX$-19.52 Billion MX$762.97 Billion ▼ -531.2%
2017 0.00x MX$2.49 Billion MX$2.26 Billion MX$516.04 Billion ▼ -97.4%
2017 0.19x MX$10.66 Billion MX$6.54 Billion MX$56.86 Billion ▲ +1317.1%
2016 0.01x MX$10.18 Billion MX$6.42 Billion MX$769.33 Billion ▲ +441.2%
2016 0.00x MX$-1.87 Billion MX$-2.04 Billion MX$481.72 Billion ▼ -102.1%
2016 0.18x MX$11.82 Billion MX$7.72 Billion MX$65.22 Billion ▲ +667.7%
2015 0.02x MX$17.93 Billion MX$14.52 Billion MX$759.71 Billion ▲ +485.4%
2015 0.00x MX$1.86 Billion MX$1.72 Billion MX$460.47 Billion ▼ -97.7%
2015 0.18x MX$11.26 Billion MX$7.43 Billion MX$64.02 Billion ▲ +1459.4%
2014 0.01x MX$9.08 Billion MX$5.64 Billion MX$804.99 Billion ▲ +445.8%
2013 0.00x MX$-2.62 Billion MX$-5.60 Billion MX$803.04 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities