Coastal Financial Corp (CCB) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Coastal Financial Corp (CCB) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $59.75 Million (operating CF $57.82 Million minus capex $1.93 Million) represents 0% of total liabilities ($4.25 Billion). Check Coastal Financial Corp (CCB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$59.75 Million
Operating CF − Capex

Total Liabilities

$4.25 Billion
USD

Capital Expenditures

$1.93 Million
USD

Coastal Financial Corp Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Coastal Financial Corp across 12 annual periods. For the full cash flow conversion analysis, see Coastal Financial Corp cash flow conversion.

Annual Financial Flexibility Index for Coastal Financial Corp (2013–2025)

Year-by-year free cash flow to debt coverage for Coastal Financial Corp. Explore debt repayment capacity of Coastal Financial Corp to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.06x $263.02 Million $254.58 Million $4.25 Billion ▼ -15.5%
2024 0.07x $269.69 Million $259.79 Million $3.68 Billion ▲ +27.9%
2023 0.06x $197.78 Million $191.54 Million $3.46 Billion ▲ +137.5%
2022 0.02x $69.94 Million $67.10 Million $2.90 Billion ▲ +80.9%
2021 0.01x $32.44 Million $29.85 Million $2.43 Billion ▼ -12.3%
2020 0.02x $24.70 Million $19.33 Million $1.63 Billion ▲ +2.5%
2019 0.01x $14.88 Million $13.67 Million $1.00 Billion ▼ -19.7%
2018 0.02x $15.55 Million $14.40 Million $842.95 Million ▲ +57.4%
2017 0.01x $8.67 Million $7.62 Million $740.04 Million ▼ -0.6%
2016 0.01x $8.03 Million $7.12 Million $680.71 Million ▼ -38.2%
2014 0.02x $9.43 Million $4.12 Million $493.99 Million ▲ +46.7%
2013 0.01x $5.08 Million $4.65 Million $390.41 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities