Hanover Bancorp Inc (HNVR) — Financial Flexibility Index
Hanover Bancorp Inc (HNVR) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $18.63 Million (operating CF $18.44 Million minus capex $184.00K) represents 0% of total liabilities ($2.13 Billion). Check cash flow reinvestment rate of Hanover Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Hanover Bancorp Inc Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Hanover Bancorp Inc across 8 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Hanover Bancorp Inc.
Annual Financial Flexibility Index for Hanover Bancorp Inc (2018–2025)
Year-by-year free cash flow to debt coverage for Hanover Bancorp Inc. Explore HNVR debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $13.92 Million | $13.05 Million | $2.18 Billion | ▲ +100.4% |
| 2024 | 0.00x | $6.73 Million | $5.44 Million | $2.12 Billion | ▼ -66.5% |
| 2023 | 0.01x | $19.81 Million | $16.40 Million | $2.09 Billion | ▼ -39.5% |
| 2022 | 0.02x | $26.17 Million | $25.05 Million | $1.67 Billion | ▲ +40.0% |
| 2021 | 0.01x | $15.27 Million | $13.19 Million | $1.36 Billion | ▲ +422.8% |
| 2020 | 0.00x | $1.66 Million | $566.00K | $773.56 Million | ▼ -82.4% |
| 2019 | 0.01x | $9.48 Million | $7.96 Million | $776.89 Million | ▼ -84.0% |
| 2018 | 0.08x | $9.48 Million | $7.96 Million | $124.50 Million | — |