Inter & Co. Inc. Class A Common Shares Financial Flexibility Index
Inter & Co. Inc. Class A Common Shares financial flexibility index. Inter & Co. Inc. Class A Common Shares (INTR) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $1.28 Billion (operating CF $1.23 Billion minus capex $45.81 Million) represents 0% of total liabilities ($88.17 Billion). See INTR free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Inter & Co. Inc. Class A Common Shares (2012–2025)
Financial flexibility index of Inter & Co. Inc. Class A Common Shares from 2012 to 2025. Historical Financial Flexibility Index trend for Inter & Co. Inc. Class A Common Shares across 14 annual periods. Check Inter & Co. Inc. Class A Common Shares cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Inter & Co. Inc. Class A Common Shares Financial Flexibility Index by Year (2012–2025)
Inter & Co. Inc. Class A Common Shares financial flexibility index by year from 2012 to 2025. Year-by-year free cash flow to debt coverage for Inter & Co. Inc. Class A Common Shares. For the full cash flow conversion analysis, see INTR cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $3.21 Billion | $3.11 Billion | $88.17 Billion | ▼ -42.5% |
| 2024 | 0.06x | $4.27 Billion | $3.76 Billion | $67.39 Billion | ▼ -57.3% |
| 2023 | 0.15x | $7.82 Billion | $7.54 Billion | $52.76 Billion | ▲ +129.9% |
| 2022 | 0.06x | $2.53 Billion | $2.24 Billion | $39.25 Billion | ▲ +378.5% |
| 2021 | 0.01x | $379.62 Million | $91.64 Million | $28.18 Billion | ▼ -92.9% |
| 2020 | 0.19x | $3.13 Billion | $2.98 Billion | $16.45 Billion | ▲ +59.3% |
| 2019 | 0.12x | $935.69 Million | $859.47 Million | $7.82 Billion | ▼ -11.4% |
| 2018 | 0.14x | $633.95 Million | $604.35 Million | $4.69 Billion | ▲ +1826.6% |
| 2017 | 0.01x | $22.40 Million | $19.72 Million | $3.19 Billion | ▼ -95.5% |
| 2016 | 0.16x | $442.85 Million | $441.48 Million | $2.84 Billion | ▲ +276.7% |
| 2015 | 0.04x | $90.74 Million | $89.96 Million | $2.19 Billion | ▲ +100.4% |
| 2014 | -11.32x | $-336.82 Million | $-338.79 Million | $29.76 Million | ▲ +80.9% |
| 2013 | -59.20x | $-211.82 Million | $-214.29 Million | $3.58 Million | ▼ -42.3% |
| 2012 | -41.59x | $-39.18 Million | $-40.23 Million | $942.00K | — |