Investors Title Company (ITIC) — Financial Flexibility Index
Investors Title Company (ITIC) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of $2.68 Million (operating CF $1.62 Million minus capex $1.05 Million) represents 0% of total liabilities ($88.65 Million). Check Investors Title Company total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Investors Title Company Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Investors Title Company across 37 annual periods. For the full cash flow conversion analysis, see ITIC cash generation efficiency.
Annual Financial Flexibility Index for Investors Title Company (1989–2025)
Year-by-year free cash flow to debt coverage for Investors Title Company. Explore Investors Title Company debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.38x | $36.49 Million | $30.94 Million | $94.84 Million | ▼ -15.5% |
| 2024 | 0.46x | $37.26 Million | $29.84 Million | $81.80 Million | ▲ +116.7% |
| 2023 | 0.21x | $16.61 Million | $7.43 Million | $79.01 Million | ▼ -50.4% |
| 2022 | 0.42x | $41.88 Million | $36.20 Million | $98.75 Million | ▼ -25.7% |
| 2021 | 0.57x | $58.47 Million | $51.93 Million | $102.40 Million | ▲ +26.3% |
| 2020 | 0.45x | $37.30 Million | $34.09 Million | $82.50 Million | ▲ +46.4% |
| 2019 | 0.31x | $22.40 Million | $20.92 Million | $72.53 Million | ▼ -19.2% |
| 2018 | 0.38x | $26.25 Million | $24.39 Million | $68.63 Million | ▲ +19.2% |
| 2017 | 0.32x | $22.78 Million | $19.89 Million | $70.99 Million | ▼ -5.3% |
| 2016 | 0.34x | $24.99 Million | $22.53 Million | $73.80 Million | ▲ +18.6% |
| 2015 | 0.29x | $19.63 Million | $16.89 Million | $68.74 Million | ▲ +47.6% |
| 2014 | 0.19x | $11.70 Million | $9.68 Million | $60.48 Million | ▼ -34.6% |
| 2013 | 0.30x | $17.68 Million | $16.25 Million | $59.70 Million | ▲ +81.2% |
| 2012 | 0.16x | $9.28 Million | $8.71 Million | $56.79 Million | ▼ -10.3% |
| 2011 | 0.18x | $9.37 Million | $9.01 Million | $51.45 Million | ▲ +98.6% |
| 2010 | 0.09x | $4.54 Million | $4.23 Million | $49.56 Million | ▼ -40.3% |
| 2009 | 0.15x | $7.55 Million | $7.38 Million | $49.17 Million | ▲ +325.9% |
| 2008 | 0.04x | $1.80 Million | $1.31 Million | $50.00 Million | ▼ -85.4% |
| 2007 | 0.25x | $12.40 Million | $11.94 Million | $50.37 Million | ▼ -39.9% |
| 2006 | 0.41x | $19.76 Million | $17.86 Million | $48.24 Million | ▼ -6.2% |
| 2005 | 0.44x | $19.28 Million | $17.38 Million | $44.17 Million | ▲ +3.3% |
| 2004 | 0.42x | $17.19 Million | $15.69 Million | $40.68 Million | ▼ -10.7% |
| 2003 | 0.47x | $17.65 Million | $16.75 Million | $37.28 Million | ▲ +16.5% |
| 2002 | 0.41x | $12.98 Million | $12.29 Million | $31.97 Million | ▲ +15.6% |
| 2001 | 0.35x | $9.12 Million | $8.72 Million | $25.95 Million | ▼ -7.1% |
| 2000 | 0.38x | $7.62 Million | $7.14 Million | $20.15 Million | ▼ -38.3% |
| 1999 | 0.61x | $10.82 Million | $7.74 Million | $17.65 Million | ▼ -7.1% |
| 1998 | 0.66x | $10.07 Million | $8.89 Million | $15.27 Million | ▲ +18.6% |
| 1997 | 0.56x | $5.66 Million | $5.23 Million | $10.16 Million | ▼ -25.3% |
| 1996 | 0.74x | $5.70 Million | $5.40 Million | $7.65 Million | ▲ +25.3% |
| 1995 | 0.59x | $3.57 Million | $3.26 Million | $6.01 Million | ▼ -30.7% |
| 1994 | 0.86x | $4.80 Million | $4.50 Million | $5.60 Million | ▼ -4.8% |
| 1993 | 0.90x | $1.80 Million | $1.80 Million | $2.00 Million | ▲ +1765.0% |
| 1992 | -0.05x | $-400.00K | $-500.00K | $7.40 Million | ▼ -111.2% |
| 1991 | 0.48x | $1.30 Million | $1.20 Million | $2.70 Million | ▼ -70.9% |
| 1990 | 1.65x | $3.80 Million | $2.00 Million | $2.30 Million | ▲ +202.9% |
| 1989 | 0.55x | $1.20 Million | $1.10 Million | $2.20 Million | — |