Investors Title Company (ITIC) - Net Assets
Based on the latest financial reports, Investors Title Company (ITIC) has net assets worth $272.89 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($361.54 Million) and total liabilities ($88.65 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore Investors Title Company cash flow conversion to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $272.89 Million |
| % of Total Assets | 75.48% |
| Annual Growth Rate | 10.06% |
| 5-Year Change | 17.12% |
| 10-Year Change | 72.95% |
| Growth Volatility | 8.43 |
Investors Title Company - Net Assets Trend (1985–2025)
This chart illustrates how Investors Title Company's net assets have evolved over time, based on quarterly financial data. Explore Investors Title Company long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Net Assets for Investors Title Company (1985–2025)
The table below shows the annual net assets of Investors Title Company from 1985 to 2025. For live valuation and market cap data, see Investors Title Company market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $268.30 Million | +6.56% |
| 2024-12-31 | $251.77 Million | +0.09% |
| 2023-12-31 | $251.55 Million | +4.37% |
| 2022-12-31 | $241.01 Million | +5.21% |
| 2021-12-31 | $229.09 Million | +14.30% |
| 2020-12-31 | $200.42 Million | +4.73% |
| 2019-12-31 | $191.36 Million | +8.95% |
| 2018-12-31 | $175.64 Million | -1.28% |
| 2017-12-31 | $177.92 Million | +14.69% |
| 2016-12-31 | $155.14 Million | +8.66% |
| 2015-12-31 | $142.78 Million | +3.79% |
| 2014-12-31 | $137.56 Million | +6.96% |
| 2013-12-31 | $128.61 Million | +11.70% |
| 2012-12-31 | $115.13 Million | +8.09% |
| 2011-12-31 | $106.51 Million | +2.49% |
| 2010-12-31 | $103.93 Million | +6.86% |
| 2009-12-31 | $97.26 Million | +8.24% |
| 2008-12-31 | $89.86 Million | -9.49% |
| 2007-12-31 | $99.28 Million | +4.20% |
| 2006-12-31 | $95.28 Million | +13.02% |
| 2005-12-31 | $84.30 Million | +16.26% |
| 2004-12-31 | $72.51 Million | +14.75% |
| 2003-12-31 | $63.19 Million | +19.98% |
| 2002-12-31 | $52.67 Million | +18.97% |
| 2001-12-31 | $44.27 Million | +12.97% |
| 2000-12-31 | $39.19 Million | +4.50% |
| 1999-12-31 | $37.50 Million | +3.23% |
| 1998-12-31 | $36.33 Million | +16.70% |
| 1997-12-31 | $31.13 Million | +19.78% |
| 1996-12-31 | $25.99 Million | +17.01% |
| 1995-12-31 | $22.21 Million | +19.41% |
| 1994-12-31 | $18.60 Million | +16.98% |
| 1993-12-31 | $15.90 Million | +14.39% |
| 1992-12-31 | $13.90 Million | -7.33% |
| 1991-12-31 | $15.00 Million | +5.63% |
| 1990-12-31 | $14.20 Million | +10.08% |
| 1989-12-31 | $12.90 Million | +11.21% |
| 1988-12-31 | $11.60 Million | +16.00% |
| 1987-12-31 | $10.00 Million | +31.58% |
| 1986-12-31 | $7.60 Million | +31.03% |
| 1985-12-31 | $5.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Investors Title Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6262.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $267.21 Million | 99.59% |
| Other Comprehensive Income | $1.09 Million | 0.41% |
| Total Equity | $268.30 Million | 100.00% |
Investors Title Company Competitors by Market Cap
The table below lists competitors of Investors Title Company ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Advanced Enzyme Technologies Limited
NSE:ADVENZYMES
|
$449.98 Million |
|
Geron Co Ltd
SHE:002722
|
$450.03 Million |
|
Kinko Optical Co Ltd
TW:6209
|
$450.07 Million |
|
Gigasolar Materials
TWO:3691
|
$450.14 Million |
|
First Copper Technology Co Ltd
TW:2009
|
$449.80 Million |
|
Hua Eng Wire & Cable Co Ltd
TW:1608
|
$449.73 Million |
|
Dongrui Food Group Co Ltd
SHE:001201
|
$449.65 Million |
|
Mercuries & Associates Holding Ltd
TW:2905
|
$449.64 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Investors Title Company's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 251,773,000 to 268,300,000, a change of 16,527,000 (6.6%).
- Net income of 35,180,000 contributed positively to equity growth.
- Dividend payments of 19,932,000 reduced retained earnings.
- Other comprehensive income increased equity by 736,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $35.18 Million | +13.11% |
| Dividends Paid | $19.93 Million | -7.43% |
| Other Comprehensive Income | $736.00K | +0.27% |
| Other Changes | $543.00K | +0.2% |
| Total Change | $- | 6.56% |
Book Value vs Market Value Analysis
This analysis compares Investors Title Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.71x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 371.69x to 1.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $0.65 | $241.45 | x |
| 1986-12-31 | $0.86 | $241.45 | x |
| 1987-12-31 | $3.56 | $241.45 | x |
| 1988-12-31 | $4.03 | $241.45 | x |
| 1989-12-31 | $4.61 | $241.45 | x |
| 1990-12-31 | $4.83 | $241.45 | x |
| 1991-12-31 | $5.25 | $241.45 | x |
| 1992-12-31 | $4.68 | $241.45 | x |
| 1993-12-31 | $5.60 | $241.45 | x |
| 1994-12-31 | $6.60 | $241.45 | x |
| 1995-12-31 | $7.82 | $241.45 | x |
| 1996-12-31 | $9.28 | $241.45 | x |
| 1997-12-31 | $11.01 | $241.45 | x |
| 1998-12-31 | $12.79 | $241.45 | x |
| 1999-12-31 | $13.46 | $241.45 | x |
| 2000-12-31 | $15.07 | $241.45 | x |
| 2001-12-31 | $17.03 | $241.45 | x |
| 2002-12-31 | $20.27 | $241.45 | x |
| 2003-12-31 | $24.08 | $241.45 | x |
| 2004-12-31 | $27.66 | $241.45 | x |
| 2005-12-31 | $32.33 | $241.45 | x |
| 2006-12-31 | $37.16 | $241.45 | x |
| 2007-12-31 | $39.57 | $241.45 | x |
| 2008-12-31 | $38.01 | $241.45 | x |
| 2009-12-31 | $42.30 | $241.45 | x |
| 2010-12-31 | $45.39 | $241.45 | x |
| 2011-12-31 | $49.09 | $241.45 | x |
| 2012-12-31 | $54.16 | $241.45 | x |
| 2013-12-31 | $61.67 | $241.45 | x |
| 2014-12-31 | $67.51 | $241.45 | x |
| 2015-12-31 | $71.70 | $241.45 | x |
| 2016-12-31 | $80.96 | $241.45 | x |
| 2017-12-31 | $93.80 | $241.45 | x |
| 2018-12-31 | $92.59 | $241.45 | x |
| 2019-12-31 | $100.93 | $241.45 | x |
| 2020-12-31 | $105.71 | $241.45 | x |
| 2021-12-31 | $120.57 | $241.45 | x |
| 2022-12-31 | $126.98 | $241.45 | x |
| 2023-12-31 | $132.89 | $241.45 | x |
| 2024-12-31 | $133.07 | $241.45 | x |
| 2025-12-31 | $141.58 | $241.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Investors Title Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.11%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.90%
- • Asset Turnover: 0.75x
- • Equity Multiplier: 1.35x
- Recent ROE (13.11%) is above the historical average (12.54%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 20.69% | 19.35% | 0.78x | 1.36x | $620.00K |
| 1986 | 23.68% | 20.22% | 0.90x | 1.30x | $1.04 Million |
| 1987 | 25.00% | 25.00% | 0.85x | 1.17x | $1.50 Million |
| 1988 | 14.66% | 18.68% | 0.66x | 1.18x | $540.00K |
| 1989 | 10.85% | 15.73% | 0.59x | 1.17x | $110.00K |
| 1990 | 10.56% | 15.31% | 0.59x | 1.16x | $80.00K |
| 1991 | 5.33% | 7.77% | 0.58x | 1.18x | $-700.00K |
| 1992 | -7.91% | -7.69% | 0.67x | 1.53x | $-2.49 Million |
| 1993 | 14.47% | 88.46% | 0.15x | 1.13x | $710.00K |
| 1994 | 16.67% | 18.34% | 0.70x | 1.30x | $1.24 Million |
| 1995 | 14.64% | 18.72% | 0.62x | 1.27x | $1.03 Million |
| 1996 | 14.79% | 16.72% | 0.68x | 1.29x | $1.24 Million |
| 1997 | 14.55% | 13.99% | 0.78x | 1.33x | $1.42 Million |
| 1998 | 15.03% | 11.26% | 0.94x | 1.42x | $1.83 Million |
| 1999 | 11.79% | 9.33% | 0.86x | 1.47x | $670.22K |
| 2000 | 8.01% | 7.44% | 0.71x | 1.51x | $-778.50K |
| 2001 | 13.57% | 9.42% | 0.91x | 1.59x | $1.58 Million |
| 2002 | 15.40% | 11.13% | 0.86x | 1.61x | $2.84 Million |
| 2003 | 17.35% | 12.07% | 0.90x | 1.59x | $4.65 Million |
| 2004 | 14.78% | 13.43% | 0.71x | 1.56x | $3.47 Million |
| 2005 | 15.77% | 15.13% | 0.68x | 1.52x | $4.86 Million |
| 2006 | 13.84% | 15.57% | 0.59x | 1.51x | $3.66 Million |
| 2007 | 8.46% | 9.89% | 0.57x | 1.51x | $-1.53 Million |
| 2008 | -1.32% | -1.66% | 0.51x | 1.56x | $-10.17 Million |
| 2009 | 4.96% | 6.77% | 0.49x | 1.51x | $-4.90 Million |
| 2010 | 6.13% | 8.94% | 0.46x | 1.48x | $-4.02 Million |
| 2011 | 6.51% | 7.65% | 0.57x | 1.48x | $-3.72 Million |
| 2012 | 9.76% | 9.72% | 0.67x | 1.50x | $-272.98K |
| 2013 | 11.55% | 11.72% | 0.67x | 1.47x | $1.99 Million |
| 2014 | 7.03% | 7.86% | 0.62x | 1.44x | $-4.08 Million |
| 2015 | 8.80% | 9.87% | 0.60x | 1.48x | $-1.72 Million |
| 2016 | 12.59% | 14.09% | 0.60x | 1.48x | $4.01 Million |
| 2017 | 14.45% | 15.90% | 0.65x | 1.40x | $7.92 Million |
| 2018 | 12.45% | 13.99% | 0.64x | 1.39x | $4.30 Million |
| 2019 | 16.44% | 17.14% | 0.70x | 1.38x | $12.32 Million |
| 2020 | 19.67% | 16.67% | 0.84x | 1.41x | $19.38 Million |
| 2021 | 29.26% | 20.34% | 0.99x | 1.45x | $44.11 Million |
| 2022 | 9.92% | 8.43% | 0.83x | 1.41x | $-198.10K |
| 2023 | 8.62% | 9.65% | 0.68x | 1.31x | $-3.47 Million |
| 2024 | 12.34% | 12.03% | 0.77x | 1.32x | $5.90 Million |
| 2025 | 13.11% | 12.90% | 0.75x | 1.35x | $8.35 Million |
Industry Comparison
This section compares Investors Title Company's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $2,870,544,111
- Average return on equity (ROE) among peers: 13.69%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Investors Title Company (ITIC) | $272.89 Million | 20.69% | 0.32x | $449.91 Million |
| Enact Holdings Inc (ACT) | $3.83 Billion | 17.71% | 0.19x | $5.95 Billion |
| Assured Guaranty Ltd (AGO) | $1.65 Billion | 9.68% | 0.78x | $3.36 Billion |
| Ambac Financial Group Inc (AMBC) | $1.32 Billion | 39.34% | 5.02x | $393.43 Million |
| AMERISAFE Inc (AMSF) | $317.43 Million | 17.52% | 3.00x | $567.85 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.50 Billion | 9.05% | 1.78x | $7.37 Billion |
| Employers Holdings Inc (EIG) | $944.20 Million | 5.13% | 2.94x | $766.39 Million |
| Essent Group Ltd (ESNT) | $722.14 Million | 9.06% | 0.18x | $5.75 Billion |
| First American Corporation (FAF) | $2.58 Billion | 9.07% | 2.97x | $6.88 Billion |
| Fidelity National Financial Inc (FNF) | $8.97 Billion | 6.71% | 11.15x | $12.94 Billion |
About Investors Title Company
Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance… Read more