Palomar Holdings Inc (PLMR) — Financial Flexibility Index

Latest as of September 2025: 0.04x

Palomar Holdings Inc (PLMR) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of $83.69 Million (operating CF $83.64 Million minus capex $51.00K) represents 0% of total liabilities ($2.07 Billion). Check PLMR capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$83.69 Million
Operating CF − Capex

Total Liabilities

$2.07 Billion
USD

Capital Expenditures

$51.00K
USD

Palomar Holdings Inc Financial Flexibility Index (2016–2024)

Historical Financial Flexibility Index trend for Palomar Holdings Inc across 9 annual periods. See Palomar Holdings Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Palomar Holdings Inc (2016–2024)

Year-by-year free cash flow to debt coverage for Palomar Holdings Inc. For the full company profile including market capitalisation, see Palomar Holdings Inc (PLMR) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.17x $261.40 Million $261.16 Million $1.53 Billion ▲ +71.6%
2023 0.10x $122.86 Million $116.11 Million $1.24 Billion ▼ -48.3%
2022 0.19x $175.52 Million $169.58 Million $914.06 Million ▲ +10.1%
2021 0.17x $92.67 Million $87.81 Million $531.57 Million ▲ +10.5%
2020 0.16x $57.62 Million $53.55 Million $365.38 Million ▼ -37.5%
2019 0.25x $44.63 Million $41.70 Million $176.91 Million ▲ +52.6%
2018 0.17x $23.14 Million $22.81 Million $139.96 Million ▼ -10.5%
2017 0.18x $20.32 Million $20.25 Million $109.94 Million ▼ -81.2%
2016 0.99x $16.72 Million $15.82 Million $16.97 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities