Virginia National Bankshares Corp (VABK) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Virginia National Bankshares Corp (VABK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $7.07 Million (operating CF $6.53 Million minus capex $544.00K) represents 0% of total liabilities ($1.47 Billion). Check VABK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$7.07 Million
Operating CF − Capex

Total Liabilities

$1.47 Billion
USD

Capital Expenditures

$544.00K
USD

Virginia National Bankshares Corp Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Virginia National Bankshares Corp across 25 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Virginia National Bankshares Corp.

Annual Financial Flexibility Index for Virginia National Bankshares Corp (2001–2025)

Year-by-year free cash flow to debt coverage for Virginia National Bankshares Corp. Explore VABK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $21.92 Million $21.33 Million $1.47 Billion ▲ +35.9%
2024 0.01x $16.02 Million $15.29 Million $1.46 Billion ▲ +8.9%
2023 0.01x $15.07 Million $13.90 Million $1.49 Billion ▼ -35.2%
2022 0.02x $23.23 Million $22.68 Million $1.49 Billion ▲ +96.6%
2021 0.01x $14.36 Million $13.06 Million $1.81 Billion ▼ -35.7%
2020 0.01x $9.45 Million $9.25 Million $765.81 Million ▼ -18.9%
2019 0.02x $9.54 Million $9.35 Million $626.52 Million ▼ -30.7%
2018 0.02x $12.60 Million $11.76 Million $574.06 Million ▲ +37.3%
2017 0.02x $9.26 Million $8.79 Million $578.78 Million ▲ +48.6%
2016 0.01x $5.88 Million $5.29 Million $545.98 Million ▼ -6.8%
2015 0.01x $5.91 Million $5.54 Million $511.24 Million ▼ -34.8%
2014 0.02x $8.45 Million $7.64 Million $476.42 Million ▼ -11.2%
2013 0.02x $9.09 Million $8.63 Million $455.04 Million ▲ +27.9%
2012 0.02x $7.08 Million $5.56 Million $453.67 Million ▲ +19.4%
2011 0.01x $5.43 Million $4.97 Million $415.10 Million ▼ -33.9%
2010 0.02x $8.18 Million $7.89 Million $413.26 Million ▲ +408.7%
2009 0.00x $1.56 Million $293.00K $400.78 Million ▼ -55.8%
2008 0.01x $3.20 Million $-1.84 Million $363.28 Million ▼ -75.2%
2007 0.04x $11.10 Million $4.19 Million $312.55 Million ▲ +89.3%
2006 0.02x $5.08 Million $3.31 Million $270.92 Million ▲ +16.8%
2005 0.02x $4.13 Million $3.60 Million $257.42 Million ▲ +17.0%
2004 0.01x $3.47 Million $3.22 Million $252.90 Million ▼ -27.2%
2003 0.02x $3.61 Million $2.76 Million $191.29 Million ▲ +13.4%
2002 0.02x $2.50 Million $1.62 Million $150.29 Million ▼ -5.8%
2001 0.02x $2.20 Million $1.45 Million $124.38 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities