Aptus Value Housing Finance India Limited (APTUS) — Financial Flexibility Index
Aptus Value Housing Finance India Limited (APTUS) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-1.25 Billion (operating CF Rs-1.28 Billion minus capex Rs33.71 Million) represents 0% of total liabilities (Rs73.67 Billion). Check Aptus Value Housing Finance India Limite strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Aptus Value Housing Finance India Limited Financial Flexibility Index (2017–2026)
Historical Financial Flexibility Index trend for Aptus Value Housing Finance India Limited across 10 annual periods. See Aptus Value Housing Finance India Limite working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Aptus Value Housing Finance India Limited (2017–2026)
Year-by-year free cash flow to debt coverage for Aptus Value Housing Finance India Limited. For the full company profile including market capitalisation, see APTUS market cap overview.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.12x | Rs9.25 Billion | Rs9.19 Billion | Rs79.88 Billion | ▲ +157.4% |
| 2025 | -0.20x | Rs-13.98 Billion | Rs-14.05 Billion | Rs69.27 Billion | ▲ +21.8% |
| 2024 | -0.26x | Rs-13.51 Billion | Rs-13.56 Billion | Rs52.37 Billion | ▲ +5.2% |
| 2023 | -0.27x | Rs-10.44 Billion | Rs-10.47 Billion | Rs38.37 Billion | ▼ -4.6% |
| 2022 | -0.26x | Rs-7.20 Billion | Rs-7.24 Billion | Rs27.68 Billion | ▼ -6.7% |
| 2021 | -0.24x | Rs-6.20 Billion | Rs-6.21 Billion | Rs25.41 Billion | ▲ +32.1% |
| 2020 | -0.36x | Rs-7.32 Billion | Rs-7.35 Billion | Rs20.38 Billion | ▲ +17.6% |
| 2019 | -0.44x | Rs-7.10 Billion | Rs-7.13 Billion | Rs16.29 Billion | ▼ -530.2% |
| 2018 | 0.10x | Rs872.29 Million | Rs847.86 Million | Rs8.61 Billion | ▲ +111.0% |
| 2017 | -0.92x | Rs-3.00 Billion | Rs-3.03 Billion | Rs3.24 Billion | — |