Aptus Value Housing Finance India Limited (APTUS) — Financial Flexibility Index

Latest as of September 2025: -0.02x

Aptus Value Housing Finance India Limited (APTUS) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-1.25 Billion (operating CF Rs-1.28 Billion minus capex Rs33.71 Million) represents 0% of total liabilities (Rs73.67 Billion). Check Aptus Value Housing Finance India Limite cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-1.25 Billion
Operating CF − Capex

Total Liabilities

Rs73.67 Billion
INR

Capital Expenditures

Rs33.71 Million
INR

Aptus Value Housing Finance India Limited Financial Flexibility Index (2017–2026)

Historical Financial Flexibility Index trend for Aptus Value Housing Finance India Limited across 10 annual periods. For the full cash flow conversion analysis, see Aptus Value Housing Finance India Limite cash flow conversion.

Annual Financial Flexibility Index for Aptus Value Housing Finance India Limited (2017–2026)

Year-by-year free cash flow to debt coverage for Aptus Value Housing Finance India Limited. Explore cash flow to debt ratio of Aptus Value Housing Finance India Limite to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.12x Rs9.25 Billion Rs9.19 Billion Rs79.88 Billion ▲ +157.4%
2025 -0.20x Rs-13.98 Billion Rs-14.05 Billion Rs69.27 Billion ▲ +21.8%
2024 -0.26x Rs-13.51 Billion Rs-13.56 Billion Rs52.37 Billion ▲ +5.2%
2023 -0.27x Rs-10.44 Billion Rs-10.47 Billion Rs38.37 Billion ▼ -4.6%
2022 -0.26x Rs-7.20 Billion Rs-7.24 Billion Rs27.68 Billion ▼ -6.7%
2021 -0.24x Rs-6.20 Billion Rs-6.21 Billion Rs25.41 Billion ▲ +32.1%
2020 -0.36x Rs-7.32 Billion Rs-7.35 Billion Rs20.38 Billion ▲ +17.6%
2019 -0.44x Rs-7.10 Billion Rs-7.13 Billion Rs16.29 Billion ▼ -530.2%
2018 0.10x Rs872.29 Million Rs847.86 Million Rs8.61 Billion ▲ +111.0%
2017 -0.92x Rs-3.00 Billion Rs-3.03 Billion Rs3.24 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities