MAS Financial Services Limited (MASFIN) — Financial Flexibility Index
MAS Financial Services Limited (MASFIN) has a Financial Flexibility Index of -0.09x as of September 2025. Free cash flow of Rs-9.76 Billion (operating CF Rs-10.02 Billion minus capex Rs264.80 Million) represents 0% of total liabilities (Rs102.87 Billion). Check cash flow reinvestment rate of MAS Financial Services Limited to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
MAS Financial Services Limited Financial Flexibility Index (2012–2026)
Historical Financial Flexibility Index trend for MAS Financial Services Limited across 15 annual periods. For the full cash flow conversion analysis, see MAS Financial Services Limited operating cash flow efficiency.
Annual Financial Flexibility Index for MAS Financial Services Limited (2012–2026)
Year-by-year free cash flow to debt coverage for MAS Financial Services Limited. Explore MAS Financial Services Limited (MASFIN) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | -0.16x | Rs-16.95 Billion | Rs-17.87 Billion | Rs107.10 Billion | ▼ -36.9% |
| 2025 | -0.12x | Rs-11.04 Billion | Rs-11.33 Billion | Rs95.49 Billion | ▲ +33.5% |
| 2024 | -0.17x | Rs-13.44 Billion | Rs-13.66 Billion | Rs77.29 Billion | ▲ +23.8% |
| 2023 | -0.23x | Rs-14.77 Billion | Rs-14.88 Billion | Rs64.69 Billion | ▼ -42.7% |
| 2022 | -0.16x | Rs-7.97 Billion | Rs-8.02 Billion | Rs49.82 Billion | ▼ -17.5% |
| 2021 | -0.14x | Rs-5.76 Billion | Rs-5.78 Billion | Rs42.29 Billion | ▼ -353.4% |
| 2020 | 0.05x | Rs2.01 Billion | Rs1.96 Billion | Rs37.38 Billion | ▲ +135.3% |
| 2019 | -0.15x | Rs-4.66 Billion | Rs-4.68 Billion | Rs30.56 Billion | ▲ +0.5% |
| 2018 | -0.15x | Rs-3.27 Billion | Rs-3.75 Billion | Rs21.32 Billion | ▼ -92.3% |
| 2017 | -0.08x | Rs-1.60 Billion | Rs-1.64 Billion | Rs20.10 Billion | ▲ +50.7% |
| 2016 | -0.16x | Rs-2.75 Billion | Rs-2.80 Billion | Rs17.02 Billion | ▲ +17.1% |
| 2015 | -0.19x | Rs-2.66 Billion | Rs-2.67 Billion | Rs13.65 Billion | ▼ -1.3% |
| 2014 | -0.19x | Rs-1.84 Billion | Rs-1.84 Billion | Rs9.56 Billion | ▼ -57.2% |
| 2013 | -0.12x | Rs-795.14 Million | Rs-801.65 Million | Rs6.50 Billion | ▼ -235.0% |
| 2012 | -0.04x | Rs-173.43 Million | Rs-178.71 Million | Rs4.75 Billion | — |