The New India Assurance Company Limited (NIACL) — Financial Flexibility Index
The New India Assurance Company Limited (NIACL) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-40.37 Billion (operating CF Rs-40.71 Billion minus capex Rs341.60 Million) represents 0% of total liabilities (Rs818.45 Billion). Check how aggressively does The New India Assurance Company Limited reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The New India Assurance Company Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for The New India Assurance Company Limited across 13 annual periods. For the full cash flow conversion analysis, see The New India Assurance Company Limited (NIACL) cash conversion ratio.
Annual Financial Flexibility Index for The New India Assurance Company Limited (2013–2025)
Year-by-year free cash flow to debt coverage for The New India Assurance Company Limited. Explore NIACL cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.05x | Rs-32.74 Billion | Rs-33.90 Billion | Rs655.40 Billion | ▲ +32.0% |
| 2024 | -0.07x | Rs-46.02 Billion | Rs-46.72 Billion | Rs626.36 Billion | ▲ +7.7% |
| 2023 | -0.08x | Rs-57.58 Billion | Rs-58.55 Billion | Rs723.02 Billion | ▼ -43.0% |
| 2022 | -0.06x | Rs-39.35 Billion | Rs-40.52 Billion | Rs706.36 Billion | ▼ -525.3% |
| 2021 | 0.01x | Rs8.76 Billion | Rs7.77 Billion | Rs668.66 Billion | ▲ +184.1% |
| 2020 | -0.02x | Rs-8.67 Billion | Rs-9.67 Billion | Rs556.71 Billion | ▲ +27.5% |
| 2019 | -0.02x | Rs-12.12 Billion | Rs-13.34 Billion | Rs564.41 Billion | ▼ -146.6% |
| 2018 | 0.05x | Rs24.46 Billion | Rs21.89 Billion | Rs530.17 Billion | ▲ +120.0% |
| 2017 | 0.02x | Rs10.28 Billion | Rs8.35 Billion | Rs490.03 Billion | ▼ -8.9% |
| 2016 | 0.02x | Rs10.30 Billion | Rs9.32 Billion | Rs447.34 Billion | ▼ -32.0% |
| 2015 | 0.03x | Rs14.45 Billion | Rs13.81 Billion | Rs426.93 Billion | ▲ +42.2% |
| 2014 | 0.02x | Rs8.75 Billion | Rs8.04 Billion | Rs367.63 Billion | ▼ -23.6% |
| 2013 | 0.03x | Rs9.69 Billion | Rs9.02 Billion | Rs311.07 Billion | — |