CoreCard Corp (CCRD) — Financial Flexibility Index

Latest as of June 2025: 0.45x

CoreCard Corp (CCRD) has a Financial Flexibility Index of 0.45x as of June 2025. Free cash flow of $7.30 Million (operating CF $6.12 Million minus capex $1.18 Million) represents 0% of total liabilities ($16.32 Million). Check CoreCard Corp total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.45x
Free Cash Flow / Total Liabilities

Free Cash Flow

$7.30 Million
Operating CF − Capex

Total Liabilities

$16.32 Million
USD

Capital Expenditures

$1.18 Million
USD

CoreCard Corp Financial Flexibility Index (1989–2024)

Historical Financial Flexibility Index trend for CoreCard Corp across 36 annual periods. For the full cash flow conversion analysis, see CCRD operating cash flow.

Annual Financial Flexibility Index for CoreCard Corp (1989–2024)

Year-by-year free cash flow to debt coverage for CoreCard Corp. Explore CCRD operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 1.01x $10.71 Million $5.80 Million $10.64 Million ▼ -49.2%
2023 1.98x $22.05 Million $16.81 Million $11.12 Million ▲ +11.6%
2022 1.78x $18.60 Million $9.86 Million $10.47 Million ▲ +72.0%
2021 1.03x $14.74 Million $8.91 Million $14.27 Million ▼ -52.2%
2020 2.16x $27.84 Million $20.97 Million $12.87 Million ▲ +22.6%
2019 1.76x $12.26 Million $10.59 Million $6.95 Million ▼ -20.7%
2018 2.22x $7.52 Million $6.66 Million $3.38 Million ▲ +428.7%
2017 -0.68x $-1.57 Million $-2.47 Million $2.33 Million ▼ -139.9%
2016 -0.28x $-1.06 Million $-1.38 Million $3.77 Million ▲ +57.3%
2015 -0.66x $-1.98 Million $-2.25 Million $3.00 Million ▼ -470.4%
2014 -0.12x $-304.00K $-581.00K $2.63 Million ▼ -117.3%
2013 0.67x $2.10 Million $1.53 Million $3.13 Million ▲ +1409.1%
2012 0.04x $134.00K $-285.00K $3.02 Million ▼ -84.2%
2011 0.28x $861.00K $397.00K $3.06 Million ▲ +9.9%
2010 0.26x $930.00K $581.00K $3.63 Million ▲ +216.1%
2009 -0.22x $-756.00K $-935.00K $3.42 Million ▲ +75.7%
2008 -0.91x $-3.59 Million $-3.76 Million $3.95 Million ▼ -128.9%
2007 -0.40x $-2.82 Million $-4.17 Million $7.09 Million ▼ -16.9%
2006 -0.34x $-2.40 Million $-2.93 Million $7.07 Million ▼ -56.5%
2005 -0.22x $-1.72 Million $-2.23 Million $7.92 Million ▲ +52.6%
2004 -0.46x $-3.58 Million $-3.98 Million $7.82 Million ▼ -2.0%
2003 -0.45x $-5.01 Million $-5.45 Million $11.16 Million ▲ +46.3%
2002 -0.84x $-8.75 Million $-9.08 Million $10.45 Million ▼ -258.4%
2001 -0.23x $-1.92 Million $-2.02 Million $8.23 Million ▼ -164.2%
2000 -0.09x $-299.00K $-410.00K $3.38 Million ▼ -80.6%
1999 -0.05x $-169.00K $-182.00K $3.45 Million ▲ +93.3%
1998 -0.73x $-5.30 Million $-5.30 Million $7.30 Million ▼ -286.3%
1997 0.39x $3.00 Million $1.00 Million $7.70 Million ▲ +42.9%
1996 0.27x $900.00K $-500.00K $3.30 Million ▲ +518.2%
1995 -0.07x $-300.00K $-1.10 Million $4.60 Million ▼ -120.8%
1994 0.31x $1.10 Million $-1.90 Million $3.50 Million ▲ +16.8%
1993 0.27x $3.90 Million $2.50 Million $14.50 Million ▲ +349.8%
1992 -0.11x $-1.40 Million $-2.20 Million $13.00 Million ▲ +82.4%
1991 -0.61x $-4.90 Million $-5.40 Million $8.00 Million ▼ -1538.4%
1990 -0.04x $-400.00K $-600.00K $10.70 Million ▼ -112.2%
1989 0.31x $4.50 Million $3.80 Million $14.70 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities