Natural Grocers by Vitamin Cottage Inc (NGVC) — Financial Flexibility Index

Latest as of June 2026: 0.05x

Natural Grocers by Vitamin Cottage Inc (NGVC) has a Financial Flexibility Index of 0.05x as of June 2026. Free cash flow of $20.81 Million (operating CF $11.26 Million minus capex $9.55 Million) represents 0% of total liabilities ($448.27 Million). Check NGVC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

$20.81 Million
Operating CF − Capex

Total Liabilities

$448.27 Million
USD

Capital Expenditures

$9.55 Million
USD

Natural Grocers by Vitamin Cottage Inc Financial Flexibility Index (2010–2025)

Historical Financial Flexibility Index trend for Natural Grocers by Vitamin Cottage Inc across 16 annual periods. For the full cash flow conversion analysis, see Natural Grocers by Vitamin Cottage Inc cash conversion from operations.

Annual Financial Flexibility Index for Natural Grocers by Vitamin Cottage Inc (2010–2025)

Year-by-year free cash flow to debt coverage for Natural Grocers by Vitamin Cottage Inc. Explore Natural Grocers by Vitamin Cottage Inc (NGVC) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.19x $86.68 Million $55.30 Million $458.11 Million ▼ -19.0%
2024 0.23x $112.44 Million $73.76 Million $481.22 Million ▲ +13.4%
2023 0.21x $102.70 Million $64.61 Million $498.34 Million ▲ +47.0%
2022 0.14x $71.14 Million $39.69 Million $507.30 Million ▼ -12.6%
2021 0.16x $82.17 Million $53.88 Million $512.35 Million ▼ -15.1%
2020 0.19x $96.09 Million $66.50 Million $508.73 Million ▼ -54.1%
2019 0.41x $70.11 Million $37.38 Million $170.21 Million ▼ -0.8%
2018 0.42x $66.58 Million $42.86 Million $160.36 Million ▼ -16.0%
2017 0.49x $82.08 Million $40.85 Million $166.11 Million ▼ -6.9%
2016 0.53x $82.59 Million $28.83 Million $155.52 Million ▼ -19.1%
2015 0.66x $77.75 Million $41.00 Million $118.44 Million ▼ -13.3%
2014 0.76x $68.26 Million $31.75 Million $90.13 Million ▼ -12.8%
2013 0.87x $65.42 Million $25.72 Million $75.37 Million ▼ -9.3%
2012 0.96x $50.46 Million $25.20 Million $52.71 Million ▲ +62.1%
2011 0.59x $37.19 Million $16.74 Million $62.99 Million ▲ +47.6%
2010 0.40x $19.18 Million $7.65 Million $47.96 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities