Southside Bancshares, Inc. (SBSI) — Financial Flexibility Index
Southside Bancshares, Inc. (SBSI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $53.10 Million (operating CF $49.04 Million minus capex $4.06 Million) represents 0% of total liabilities ($7.95 Billion). Check Southside Bancshares, Inc. (SBSI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Southside Bancshares, Inc. Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Southside Bancshares, Inc. across 31 annual periods. For the full cash flow conversion analysis, see Southside Bancshares, Inc. cash flow conversion.
Annual Financial Flexibility Index for Southside Bancshares, Inc. (1995–2025)
Year-by-year free cash flow to debt coverage for Southside Bancshares, Inc.. Explore cash flow to debt ratio of Southside Bancshares, Inc. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $114.16 Million | $93.82 Million | $7.67 Billion | ▲ +1.5% |
| 2024 | 0.01x | $113.01 Million | $101.85 Million | $7.71 Billion | ▲ +27.0% |
| 2023 | 0.01x | $86.77 Million | $79.86 Million | $7.51 Billion | ▼ -66.6% |
| 2022 | 0.03x | $235.82 Million | $226.52 Million | $6.81 Billion | ▲ +33.6% |
| 2021 | 0.03x | $164.47 Million | $156.10 Million | $6.35 Billion | ▲ +55.9% |
| 2020 | 0.02x | $101.95 Million | $90.52 Million | $6.13 Billion | ▼ -80.2% |
| 2019 | 0.08x | $96.49 Million | $80.61 Million | $1.15 Billion | ▲ +234.0% |
| 2018 | 0.03x | $135.85 Million | $122.40 Million | $5.39 Billion | ▲ +42.8% |
| 2017 | 0.02x | $101.36 Million | $91.73 Million | $5.74 Billion | ▼ -4.5% |
| 2016 | 0.02x | $93.27 Million | $86.72 Million | $5.05 Billion | ▲ +13.6% |
| 2015 | 0.02x | $76.75 Million | $72.98 Million | $4.72 Billion | ▲ +16.5% |
| 2014 | 0.01x | $61.20 Million | $56.03 Million | $4.38 Billion | ▼ -31.7% |
| 2013 | 0.02x | $65.17 Million | $59.51 Million | $3.19 Billion | ▼ -16.1% |
| 2012 | 0.02x | $72.68 Million | $69.57 Million | $2.98 Billion | ▼ -4.2% |
| 2011 | 0.03x | $77.50 Million | $73.58 Million | $3.04 Billion | ▲ +19.1% |
| 2010 | 0.02x | $59.49 Million | $52.59 Million | $2.78 Billion | ▲ +90.1% |
| 2009 | 0.01x | $31.72 Million | $24.91 Million | $2.82 Billion | ▼ -16.4% |
| 2008 | 0.01x | $34.16 Million | $28.84 Million | $2.54 Billion | ▲ +2.1% |
| 2007 | 0.01x | $27.18 Million | $22.60 Million | $2.06 Billion | ▲ +14.5% |
| 2006 | 0.01x | $20.48 Million | $19.17 Million | $1.78 Billion | ▼ -35.4% |
| 2005 | 0.02x | $29.82 Million | $24.36 Million | $1.67 Billion | ▲ +13.7% |
| 2004 | 0.02x | $23.74 Million | $21.74 Million | $1.51 Billion | ▼ -35.5% |
| 2003 | 0.02x | $32.89 Million | $29.81 Million | $1.35 Billion | ▼ -5.0% |
| 2002 | 0.03x | $32.38 Million | $27.70 Million | $1.27 Billion | ▼ -71.5% |
| 2001 | 0.09x | $108.45 Million | $104.20 Million | $1.21 Billion | ▲ +576.5% |
| 2000 | 0.01x | $14.60 Million | $8.73 Million | $1.10 Billion | ▲ +6.0% |
| 1999 | 0.01x | $12.20 Million | $8.00 Million | $974.90 Million | ▼ -43.2% |
| 1998 | 0.02x | $18.30 Million | $15.20 Million | $829.90 Million | ▼ -15.3% |
| 1997 | 0.03x | $13.83 Million | $8.68 Million | $531.11 Million | ▲ +119.7% |
| 1996 | 0.01x | $5.29 Million | $2.22 Million | $446.09 Million | ▼ -54.9% |
| 1995 | 0.03x | $10.91 Million | $8.09 Million | $415.32 Million | — |