UMH Properties Inc (UMH) — Financial Flexibility Index
UMH Properties Inc (UMH) has a Financial Flexibility Index of 0.09x as of September 2025. Free cash flow of $66.42 Million (operating CF $23.45 Million minus capex $42.97 Million) represents 0% of total liabilities ($703.12 Million). Check UMH cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
UMH Properties Inc Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for UMH Properties Inc across 36 annual periods. For the full cash flow conversion analysis, see UMH Properties Inc (UMH) cash conversion ratio.
Annual Financial Flexibility Index for UMH Properties Inc (1989–2024)
Year-by-year free cash flow to debt coverage for UMH Properties Inc. Explore UMH Properties Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.34x | $222.27 Million | $81.60 Million | $647.82 Million | ▲ +1.4% |
| 2023 | 0.34x | $243.94 Million | $120.08 Million | $720.78 Million | ▲ +267.2% |
| 2022 | 0.09x | $73.13 Million | $-7.98 Million | $793.40 Million | ▼ -60.8% |
| 2021 | 0.24x | $124.43 Million | $65.16 Million | $528.68 Million | ▲ +81.3% |
| 2020 | 0.13x | $76.00 Million | $69.04 Million | $585.41 Million | ▼ -48.3% |
| 2019 | 0.25x | $120.39 Million | $38.52 Million | $479.11 Million | ▲ +10.2% |
| 2018 | 0.23x | $103.61 Million | $40.18 Million | $454.29 Million | ▼ -14.4% |
| 2017 | 0.27x | $107.23 Million | $41.34 Million | $402.67 Million | ▲ +6.0% |
| 2016 | 0.25x | $91.27 Million | $29.35 Million | $363.41 Million | ▲ +15.4% |
| 2015 | 0.22x | $77.85 Million | $25.71 Million | $357.79 Million | ▼ -11.8% |
| 2014 | 0.25x | $66.45 Million | $24.33 Million | $269.44 Million | ▲ +39.0% |
| 2013 | 0.18x | $38.57 Million | $11.24 Million | $217.39 Million | ▼ -16.2% |
| 2012 | 0.21x | $26.54 Million | $9.09 Million | $125.30 Million | ▲ +63.9% |
| 2011 | 0.13x | $15.26 Million | $8.41 Million | $118.07 Million | ▲ +3.0% |
| 2010 | 0.13x | $14.66 Million | $6.48 Million | $116.85 Million | ▼ -24.8% |
| 2009 | 0.17x | $15.35 Million | $11.36 Million | $92.00 Million | ▲ +1.2% |
| 2008 | 0.16x | $15.37 Million | $8.27 Million | $93.22 Million | ▼ -16.8% |
| 2007 | 0.20x | $16.36 Million | $2.77 Million | $82.51 Million | ▼ -28.6% |
| 2006 | 0.28x | $16.13 Million | $4.16 Million | $58.10 Million | ▲ +26.9% |
| 2005 | 0.22x | $13.11 Million | $3.03 Million | $59.94 Million | ▼ -6.8% |
| 2004 | 0.23x | $12.76 Million | $5.12 Million | $54.36 Million | ▲ +71.1% |
| 2003 | 0.14x | $7.58 Million | $4.42 Million | $55.21 Million | ▼ -17.8% |
| 2002 | 0.17x | $9.90 Million | $6.75 Million | $59.29 Million | ▼ -10.8% |
| 2001 | 0.19x | $9.80 Million | $4.28 Million | $52.37 Million | ▼ -26.6% |
| 2000 | 0.25x | $10.22 Million | $7.17 Million | $40.11 Million | ▼ -10.6% |
| 1999 | 0.28x | $10.60 Million | $6.80 Million | $37.20 Million | ▼ -13.2% |
| 1998 | 0.33x | $8.80 Million | $6.60 Million | $26.80 Million | ▼ -51.4% |
| 1997 | 0.68x | $15.40 Million | $6.30 Million | $22.80 Million | ▲ +15.5% |
| 1996 | 0.58x | $11.40 Million | $5.80 Million | $19.50 Million | ▲ +78.1% |
| 1995 | 0.33x | $6.40 Million | $4.60 Million | $19.50 Million | ▼ -2.1% |
| 1994 | 0.34x | $5.90 Million | $4.30 Million | $17.60 Million | ▲ +41.5% |
| 1993 | 0.24x | $4.50 Million | $3.60 Million | $19.00 Million | ▲ +37.0% |
| 1992 | 0.17x | $3.70 Million | $2.30 Million | $21.40 Million | ▲ +33.1% |
| 1991 | 0.13x | $3.00 Million | $2.10 Million | $23.10 Million | ▲ +8.7% |
| 1990 | 0.12x | $2.70 Million | $1.40 Million | $22.60 Million | ▲ +5.6% |
| 1989 | 0.11x | $2.50 Million | $1.40 Million | $22.10 Million | — |