Aurskog Sparebank (AURG) — Financial Flexibility Index

Latest as of December 2025: -0.03x

Aurskog Sparebank (AURG) has a Financial Flexibility Index of -0.03x as of December 2025. Free cash flow of Nkr-517.48 Million (operating CF Nkr-521.34 Million minus capex Nkr3.86 Million) represents 0% of total liabilities (Nkr18.73 Billion). Also explore net asset momentum of Aurskog Sparebank to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr-517.48 Million
Operating CF − Capex

Total Liabilities

Nkr18.73 Billion
NOK

Capital Expenditures

Nkr3.86 Million
NOK

Aurskog Sparebank Financial Flexibility Index (2008–2025)

Historical Financial Flexibility Index trend for Aurskog Sparebank across 18 annual periods. Check AURG strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Aurskog Sparebank (2008–2025)

Year-by-year free cash flow to debt coverage for Aurskog Sparebank. For the full company profile including market capitalisation, see Aurskog Sparebank (AURG) total market value.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2025 -0.03x Nkr-517.48 Million Nkr-521.34 Million Nkr18.73 Billion ▲ +37.4%
2024 -0.04x Nkr-743.79 Million Nkr-744.50 Million Nkr16.86 Billion ▼ -76.6%
2023 -0.02x Nkr-380.79 Million Nkr-381.37 Million Nkr15.24 Billion ▼ -1016.3%
2022 0.00x Nkr-30.55 Million Nkr-30.91 Million Nkr13.65 Billion ▲ +96.5%
2021 -0.06x Nkr-776.18 Million Nkr-779.36 Million Nkr11.97 Billion ▼ -973.0%
2020 0.01x Nkr76.92 Million Nkr75.53 Million Nkr10.35 Billion ▼ -47.2%
2019 0.01x Nkr136.46 Million Nkr135.07 Million Nkr9.69 Billion ▲ +297.9%
2018 -0.01x Nkr-65.44 Million Nkr-73.56 Million Nkr9.20 Billion ▼ -2137.4%
2017 0.00x Nkr2.97 Million Nkr2.76 Million Nkr8.51 Billion ▲ +123.5%
2016 0.00x Nkr-11.27 Million Nkr-11.47 Million Nkr7.59 Billion ▲ +97.3%
2015 -0.05x Nkr-381.48 Million Nkr-401.60 Million Nkr6.99 Billion ▼ -459.2%
2014 0.02x Nkr108.29 Million Nkr106.19 Million Nkr7.12 Billion ▲ +384.6%
2013 -0.01x Nkr-35.72 Million Nkr-37.19 Million Nkr6.69 Billion ▼ -118.4%
2012 0.03x Nkr185.89 Million Nkr170.77 Million Nkr6.39 Billion ▲ +246.2%
2011 -0.02x Nkr-131.10 Million Nkr-134.69 Million Nkr6.59 Billion ▼ -159.9%
2010 0.03x Nkr223.50 Million Nkr197.00 Million Nkr6.73 Billion ▲ +109.3%
2009 0.02x Nkr92.38 Million Nkr71.98 Million Nkr5.82 Billion ▼ -47.8%
2008 0.03x Nkr167.00 Million Nkr100.92 Million Nkr5.49 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities