Pareto Bank ASA (PARB) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Pareto Bank ASA (PARB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of Nkr-85.48 Million (operating CF Nkr-88.13 Million minus capex Nkr2.64 Million) represents 0% of total liabilities (Nkr18.87 Billion). Check Pareto Bank ASA total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr-85.48 Million
Operating CF − Capex

Total Liabilities

Nkr18.87 Billion
NOK

Capital Expenditures

Nkr2.64 Million
NOK

Pareto Bank ASA Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Pareto Bank ASA across 13 annual periods. For the full cash flow conversion analysis, see PARB cash flow conversion.

Annual Financial Flexibility Index for Pareto Bank ASA (2013–2025)

Year-by-year free cash flow to debt coverage for Pareto Bank ASA. Explore Pareto Bank ASA (PARB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2025 0.02x Nkr423.94 Million Nkr414.85 Million Nkr19.60 Billion ▼ -78.3%
2024 0.10x Nkr2.18 Billion Nkr2.17 Billion Nkr21.80 Billion ▲ +493.0%
2023 0.02x Nkr351.08 Million Nkr332.28 Million Nkr20.84 Billion ▲ +128.0%
2022 -0.06x Nkr-1.09 Billion Nkr-1.09 Billion Nkr18.08 Billion ▼ -1.1%
2021 -0.06x Nkr-962.20 Million Nkr-975.33 Million Nkr16.16 Billion ▼ -194.1%
2020 0.06x Nkr1.01 Billion Nkr1.00 Billion Nkr15.94 Billion ▲ +339.6%
2019 -0.03x Nkr-376.43 Million Nkr-382.15 Million Nkr14.25 Billion ▲ +79.8%
2018 -0.13x Nkr-1.71 Billion Nkr-1.72 Billion Nkr13.10 Billion ▼ -491.5%
2017 -0.02x Nkr-242.52 Million Nkr-254.43 Million Nkr10.98 Billion ▲ +37.7%
2016 -0.04x Nkr-388.44 Million Nkr-391.69 Million Nkr10.96 Billion ▼ -180.9%
2015 0.04x Nkr429.30 Million Nkr423.30 Million Nkr9.79 Billion ▲ +440.2%
2014 -0.01x Nkr-130.60 Million Nkr-135.10 Million Nkr10.13 Billion ▼ -144.0%
2013 0.03x Nkr230.40 Million Nkr229.40 Million Nkr7.86 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities